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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Self Employed Mortgage Hard Money Then Refinance

October 6, 2026July 30, 2026 by Lendmire Research
Self Employed Mortgage Hard Money Then Refinance

Self-employed investors often use hard money to move fast on a deal, then refinance into a permanent loan once the property is stabilized.

Categories DSCR Loans, Hard Money Loans, Investment Properties, Refinance Strategies

Best Companies To Refinance Cash Out Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
Best Companies To Refinance Cash Out Investment Property

There’s no single “best company” for cash-out refinancing an investment property, because the terms that matter most — leverage, coverage ratio

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Using Home Equity For Down Payment On Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
Using Home Equity For Down Payment On Investment Property

Using Home Equity For Down Payment On Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories DSCR Loans, HELOC, Investment Properties

Best Companies Providing No Tax Return HELOCs In The US?

October 6, 2026July 30, 2026 by Lendmire Research
Best Companies Providing No Tax Return HELOCs In The US?

There is no single national “best company” for no-tax-return HELOCs — leverage, credit floor, and line size come from the lender’s guidelines and your

Categories HELOC, Investment Properties

Best Company To Refinance Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
Best Company To Refinance Investment Property

There’s no single “best company” — there’s a best fit between your file and a lender’s guidelines.

Categories DSCR Loans, Investment Properties, Refinance Strategies

HELOC To Purchase Second Home

October 6, 2026July 30, 2026 by Lendmire Research
HELOC To Purchase Second Home

Yes — a home equity line of credit against a home you already own is one of the most common ways investors fund the down payment on a second home or

Categories HELOC, Investment Properties

Best HELOC For Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
Best HELOC For Investment Property

A HELOC secured directly by a rental property is real, but it’s a narrower product than a primary-residence line — lower leverage, a higher credit floor

Categories HELOC, Investment Properties

Best Home Equity Line Products For Small Business Owners

October 6, 2026July 30, 2026 by Lendmire Research
Best Home Equity Line Products For Small Business Owners

A home equity line for a small business owner gets underwritten against the house and whoever sits on title — not the business itself.

Categories HELOC, Investment Properties

HELOC Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
HELOC Investment Property

Yes, a HELOC on an investment property is a real product, but it doesn’t work like the equity line on your own house.

Categories HELOC, Investment Properties

Can I Use HELOC For Down Payment On Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
Can I Use HELOC For Down Payment On Investment Property

Yes. There’s no rule against drawing on a home equity line of credit and using that cash as the down payment on a rental purchase.

Categories HELOC, Investment Properties

1099 Mortgage Refinance

October 6, 2026July 30, 2026 by Lendmire Research
1099 Mortgage Refinance

A 1099 mortgage refinance qualifies a borrower off gross 1099 income instead of the net figure that shows up on a filed tax return, and it lives inside

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Best Investment Property Refinance

October 6, 2026July 30, 2026 by Lendmire Research
Best Investment Property Refinance

The best investment property refinance is the one that matches what you’re actually trying to do — rate-and-term to fix your terms or exit a bridge loan

Categories DSCR Loans, Investment Properties, Refinance Strategies

Is It Possible To Get A Mortgage Refinanced For Self Employed Good Credit

October 6, 2026July 30, 2026 by Lendmire Research
Is It Possible To Get A Mortgage Refinanced For Self Employed Good Credit

Yes — self-employed borrowers with strong credit refinance every day, but which path works depends on how the lender measures income, not just your score.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

What Banks Offer HELOC On Investment Property

October 6, 2026July 30, 2026 by Lendmire Research
What Banks Offer HELOC On Investment Property

What Banks Offer HELOC On Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories HELOC, Investment Properties

Can I Get A HELOC If I Become Self Employed

October 6, 2026July 30, 2026 by Lendmire Research
Can I Get A [HELOC](https://www.lendmire.com/loanoptions/homeequity/) If I Become Self Employed

Yes, lenders can still approve a HELOC after a shift to self-employment — but timing is the whole ballgame.

Categories Bank Statement Loans, HELOC, Investment Properties
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