Lendmire Research

Using a 401k Loan for Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

15-Year DSCR Loans Explained: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Investment Property Loan Programs: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Yes, a DSCR loan requires an appraisal, and it does more work than a typical purchase appraisal.

A DSCR loan qualifies you on what the property earns, not what you earn personally — no W-2s, no tax returns, no personal debt-to-income math.

A DSCR loan qualifies a rental property using its own rent-to-payment math instead of the borrower’s tax returns or W-2s.

Investment property loans split into two basic worlds: conventional loans that qualify you on personal income and debt-to-income ratio, and DSCR

A DSCR loan lets you buy a house as a rental property, qualifying on the rent the house can generate rather than your personal income.

A “DSCR loan for business acquisition” almost never means financing to buy an operating company.

Investment Property Loan Rules You Should Know: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

A DSCR loan qualifies you based on what the property earns, not what you earn personally.

Your first investment property loan will almost certainly cost more upfront and get underwritten differently than the mortgage on your own home — lenders

A DSCR loan amount under $75,000 isn’t against any rule — there’s no government-set floor on how small a DSCR loan can be.

Nothing beats a DSCR loan across the board — it depends on what’s holding the deal back.

Can I Live in a Home Bought With a DSCR Loan: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.