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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How a 1099 Earner Qualifies for a Bank Statement Loan on Personal Deposits

October 18, 2026October 18, 2026 by Lendmire Research
How a 1099 Earner Qualifies for a Bank Statement Loan on Personal Deposits

See how a 1099 earner qualifies for a bank statement loan on personal deposits, and how Lendmire helps self-employed borrowers compare options.

Categories Bank Statement Loans

Personal vs Business Bank Statements for a Self-Employed Mortgage

October 18, 2026October 18, 2026 by Lendmire Research
Personal vs Business Bank Statements for a Self-Employed Mortgage

Compare personal vs business bank statements for a self-employed borrower and see which fits your deposits. Lendmire helps you weigh your options.

Categories Bank Statement Loans

Is a 40-Year DSCR Loan Available and Does It Cost More?

October 18, 2026October 18, 2026 by Lendmire Research
Is a 40-Year DSCR Loan Available and Does It Cost More?

Wondering if a DSCR loan available and does it cost more? Learn how 40-year structures work and how Lendmire compares select lenders for you.

Categories DSCR Loans, Investment Properties

How 12 vs. 24 Months of Statements Shifts Bank Statement Income

October 18, 2026October 18, 2026 by Lendmire Research
How 12 vs. 24 Months of Statements Shifts Bank Statement Income

Learn how 12 vs 24 months of statements shifts bank statement income and which window fits your deposits. Lendmire compares both options.

Categories Bank Statement Loans

How a Bank Statement Loan Sets Down Payment for a Portfolio Investor

October 18, 2026October 18, 2026 by Lendmire Research
How a Bank Statement Loan Sets Down Payment for a Portfolio Investor

See how a bank statement loan sets down payment through LTV, credit, and occupancy, and how Lendmire helps portfolio investors compare options.

Categories Bank Statement Loans

How Doubled Deposits Change a Bank Statement Loan Average

October 18, 2026October 18, 2026 by Lendmire Research
How Doubled Deposits Change a Bank Statement Loan Average

See how doubled deposits change a bank statement loan average, and how Lendmire helps self-employed investors clean up files and compare options.

Categories Bank Statement Loans

How Much LTV an Airbnb Investor Loses When DSCR Falls Below 1.0

October 18, 2026October 18, 2026 by Lendmire Research
How Much LTV an Airbnb Investor Loses When DSCR Falls Below 1.0

See the LTV an Airbnb investor loses when DSCR falls below 1.0, and how Lendmire helps you compare STR loan options by leverage and coverage.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How a CPA Letter Lifts Bank Statement Income in Select Industries

October 18, 2026October 18, 2026 by Lendmire Research
How a CPA Letter Lifts Bank Statement Income in Select Industries

See how bank statement income in select industries changes with a CPA letter, and when it helps. Lendmire compares options for self-employed borrowers.

Categories Bank Statement Loans

How Bank Statement Loan Look-Back Rules Work for Any Borrower

October 18, 2026October 18, 2026 by Lendmire Research
How Bank Statement Loan Look-Back Rules Work for Any Borrower

Bank statement loan look-back rules decide which months of deposits count toward your income. Lendmire explains windows, averaging and expense factors.

Categories Bank Statement Loans

How a Sole Proprietor Buys a Fourth Rental on Bank Statements

October 18, 2026October 18, 2026 by Lendmire Research
How a Sole Proprietor Buys a Fourth Rental on Bank Statements

See how a fourth rental on bank statements works for a sole proprietor, from deposit math to reserves. Lendmire walks through it.

Categories Bank Statement Loans

Bank Statement Loan Income Calculation: Personal vs Business Accounts

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement Loan Income Calculation

Compare personal vs business accounts for bank statement loan income, and see which fits your deposits. Lendmire helps self-employed buyers compare options.

Categories Bank Statement Loans

Does a DSCR Lender Calculate Coverage on the Interest-Only Payment?

October 18, 2026October 18, 2026 by Lendmire Research
Does a DSCR Lender Calculate Coverage on the Interest-Only Payment?

Will a DSCR lender calculate coverage on the interest-only payment? Learn which programs do and how Lendmire helps investors match the file.

Categories DSCR Loans, Investment Properties

Can You Stack Multiple Interest-Only DSCR Loans as a Landlord?

October 18, 2026October 18, 2026 by Lendmire Research
Can You Stack Multiple Interest-Only DSCR Loans as a Landlord?

Holding multiple interest-only DSCR loans as a landlord is possible; see how resets and lender limits work, and how Lendmire can help compare options.

Categories DSCR Loans, Investment Properties

Build Then DSCR Takeout vs Buying a Finished Airbnb With DSCR

October 18, 2026October 18, 2026 by Lendmire Research
Build Then DSCR Takeout vs Buying a Finished Airbnb With DSCR

Weighing build then DSCR takeout vs buying a finished Airbnb? See how each path qualifies, and how Lendmire arranges DSCR financing.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

1099-Only vs Bank Statement Loan on 12 Months vs 24 Months of History

October 18, 2026October 18, 2026 by Lendmire Research
1099-Only vs Bank Statement Loan on 12 Months vs 24 Months of History

Compare 1099-only and bank statement loans on 12 months vs 24 months of history. Lendmire helps self-employed investors weigh documentation options.

Categories Bank Statement Loans
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