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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How to Finance a Condotel on Bank Statements Self-Employed

October 18, 2026October 18, 2026 by Lendmire Research
How to Finance a Condotel on Bank Statements Self-Employed

Learn how to finance a condotel on bank statements when you’re self-employed, and how Lendmire structures the deposits and building review.

Categories Bank Statement Loans, Short-Term Rentals Tags Short-Term Rental

Bank Statement Loan Documentation Rules for Personal vs Business Accounts

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement Loan Documentation Rules for Personal vs Business Accounts

Learn the documentation rules for personal vs business accounts on bank statement loans, and how Lendmire helps self-employed investors compare options.

Categories Bank Statement Loans

How a Bank Statement Loan Counts Deposits for a 50% Owner

October 18, 2026October 18, 2026 by Lendmire Research
How a Bank Statement Loan Counts Deposits for a 50% Owner

See how a bank statement loan counts deposits for a 50% owner, from ownership share to expense factor, with Lendmire’s broker view.

Categories Bank Statement Loans

DSCR Loan Closing vs Waiting for a Permit in a Capped STR Market

October 18, 2026October 18, 2026 by Lendmire Research
DSCR Loan Closing vs Waiting for a Permit in a Capped STR Market

Closing now or holding out for a permit in a capped STR market? See how Lendmire compares both DSCR paths and what each means for coverage.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How a Bank Statement Loan Reads K-1 Partnership Deposits at 50%

October 18, 2026October 18, 2026 by Lendmire Research
How a Bank Statement Loan Reads K-1 Partnership Deposits at 50%

See how a bank statement loan reads K-1 partnership deposits, the 50% expense factor and ownership share. Lendmire compares your options.

Categories Bank Statement Loans

How 1099-Only Loan Documentation Rules Work for a Single-Source 1099 Borrower

October 18, 2026October 18, 2026 by Lendmire Research
How 1099-Only Loan Documentation Rules Work for a Single-Source 1099 Borrower

Learn how 1099-only loan documentation rules work for a single-source 1099 borrower, with document checklists, from Lendmire.

Categories Bank Statement Loans

How Overdraft Frequency Is Weighed on a Sole Proprietor Bank Statement Loan

October 18, 2026October 18, 2026 by Lendmire Research
How Overdraft Frequency Is Weighed on a Sole Proprietor Bank Statement Loan

See how overdraft frequency is weighed on a sole proprietor bank statement loan and how Lendmire helps you prepare your file.

Categories Bank Statement Loans

How Contractors Should Match Invoices for Bank Statement Loan Underwriting?

October 18, 2026October 18, 2026 by Lendmire Research
How Contractors Should Match Invoices for Bank Statement Loan Underwriting?

Learn how contractors should match invoices for bank statement loan underwriting so deposits read clean. Lendmire helps compare your options.

Categories Bank Statement Loans

Bank Statement vs DSCR Reserves on a Rental vs a Home Loan

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement vs DSCR Reserves on a Rental vs a Home Loan

Bank statement vs DSCR reserves on a rental: see how each path tests your cash on hand and which fits your deal. Lendmire explains the tradeoffs.

Categories Bank Statement Loans

Can a W-2 Investor Get a DSCR Loan on a $75K Rental?

October 18, 2026October 18, 2026 by Lendmire Research
Can a W-2 Investor Get a DSCR Loan on a $75K Rental?

Wondering about a DSCR loan on a $75K rental as a W-2 earner? See how loan size, coverage, and leverage decide it, with Lendmire.

Categories DSCR Loans, Investment Properties

How Bank Statement Transfer Matching Rules Work for a Sole Proprietor

October 18, 2026October 18, 2026 by Lendmire Research
How Bank Statement Transfer Matching Rules Work for a Sole Proprietor

See how bank statement transfer matching rules work for a sole proprietor and how Lendmire helps self-employed investors compare loan options.

Categories Bank Statement Loans

How a 1099 Contractor Documents Income From a Commingled Account

October 18, 2026October 18, 2026 by Lendmire Research
How a 1099 Contractor Documents Income From a Commingled Account

See how a 1099 contractor documents income from a commingled account, sort deposits, and compare bank statement options with Lendmire.

Categories Bank Statement Loans

How Underwriters Weigh Overdrafts on Personal vs Business Bank Statements

October 18, 2026October 18, 2026 by Lendmire Research
How Underwriters Weigh Overdrafts on Personal vs Business Bank Statements

See how underwriters read overdrafts on personal vs business bank statements, and how Lendmire helps you choose the cleaner account.

Categories Bank Statement Loans

How a Gig Worker Can Explain Overdrafts on a Bank Statement Loan

October 18, 2026October 18, 2026 by Lendmire Research
How a Gig Worker Can Explain Overdrafts on a Bank Statement Loan

A gig worker can explain overdrafts with a short, documented letter. See how Lendmire helps you present bank statements to lenders.

Categories Bank Statement Loans

How Bank Statement Loan Intercompany Transfer Matching Rules Work

October 18, 2026October 18, 2026 by Lendmire Research
How Bank Statement Loan Intercompany Transfer Matching Rules Work

Intercompany transfer matching rules decide which deposits count on a bank statement loan. See how Lendmire helps investors compare options.

Categories Bank Statement Loans
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