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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Business vs Personal Statement Documentation for a Self-Employed Builder

October 18, 2026October 18, 2026 by Lendmire Research
Business vs Personal Statement Documentation for a Self-Employed Builder

Business vs personal statement documentation changes a builder’s qualifying income. See which fits your accounts, with Lendmire’s broker view.

Categories Bank Statement Loans

12-Month History vs One Booking DSCR Loans for First-Time STR Buyers

October 18, 2026October 18, 2026 by Lendmire Research
12-Month History vs One Booking DSCR Loans for First-Time STR Buyers

Weighing 12 month history vs one booking DSCR loans as a first-time STR buyer? See which path fits your purchase, with Lendmire’s broker view.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

DSCR Loan vs Business Loan for an Airbnb: Collateral, Recourse and Terms

October 18, 2026October 18, 2026 by Lendmire Research
DSCR Loan vs Business Loan for an Airbnb

Weighing a DSCR loan vs business loan for an Airbnb? See how collateral, recourse and terms differ, and how Lendmire arranges DSCR financing.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Bank Statement Loan LTV and Reserves on a Primary Home vs Rental

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement Loan LTV and Reserves on a Primary Home vs Rental

Compare bank statement loan LTV and reserves on a primary home versus a rental, and see how Lendmire helps self-employed investors weigh options.

Categories Bank Statement Loans

How Bank Statement Loans Work for Self-Employed Buyers Purchasing a Home

October 18, 2026October 18, 2026 by Lendmire Research
How Bank Statement Loans Work for Self-Employed Buyers Purchasing a Home

See how bank statement loans work for self-employed buyers purchasing a home, and how Lendmire helps compare options based on your deposits.

Categories Bank Statement Loans

How a Bank Statement Loan Counts Down Payment for a Sole Proprietor

October 18, 2026October 18, 2026 by Lendmire Research
How a Bank Statement Loan Counts Down Payment for a Sole Proprietor

See how a bank statement loan counts down payment for a sole proprietor, and how Lendmire helps self-employed buyers document the cash.

Categories Bank Statement Loans

Bank Statement vs Conventional With a W-2 Co-Borrower on the Loan

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement vs Conventional With a W-2 Co-Borrower on the Loan

Weighing bank statement vs conventional with a W-2 co-borrower? See which fits your income, and how Lendmire can help compare options.

Categories Bank Statement Loans

How to Buy a 4th Rental as an Airbnb Host on Bank Statements

October 18, 2026October 18, 2026 by Lendmire Research
How to Buy a 4th Rental as an Airbnb Host on Bank Statements

Learn how an Airbnb host on bank statements can buy a 4th rental, and how Lendmire helps compare bank statement and DSCR options.

Categories Bank Statement Loans, Short-Term Rentals Tags Short-Term Rental

Does a Full-Doc Jumbo Loan Count Rent on an Investor’s Duplex?

October 18, 2026October 18, 2026 by Lendmire Research
Does a Full-Doc Jumbo Loan Count Rent on an Investor's Duplex?

Does a full-doc jumbo loan count rent on a duplex? See how lenders discount it, and when a DSCR loan through Lendmire fits better.

Categories DSCR Loans, Investment Properties

Can You Get a DSCR Loan on a 2 to 4 Unit Multifamily?

October 18, 2026October 18, 2026 by Lendmire Research
Can You Get a DSCR Loan on a 2 to 4 Unit Multifamily?

A loan on a 2 to 4 unit multifamily can qualify on combined rent. See how DSCR works on duplexes through fourplexes with Lendmire.

Categories DSCR Loans, Investment Properties

Should You Use a DSCR Broker or Go Direct to a Lender?

October 18, 2026October 18, 2026 by Lendmire Research
Should You Use a DSCR Broker or Go Direct to a Lender?

Weighing a DSCR broker or go direct to a lender? See when each fits your rental deal and how Lendmire helps investors compare options.

Categories DSCR Loans, Investment Properties

Can You Get a DSCR Loan With Negative Cash Flow?

October 18, 2026October 18, 2026 by Lendmire Research
Can You Get a DSCR Loan With Negative Cash Flow?

Wondering about a DSCR loan with negative cash flow? Learn how sub-1.00 files work and how Lendmire helps investors compare options.

Categories DSCR Loans, Investment Properties

Does DSCR Hurt a Portfolio Investor Beyond the Cost?

October 18, 2026October 18, 2026 by Lendmire Research
Does DSCR Hurt a Portfolio Investor Beyond the Cost?

Can a DSCR hurt a portfolio investor beyond the cost? See the guarantee, exit, and coverage risks and how Lendmire helps you plan around them.

Categories DSCR Loans, Investment Properties

1099-Only Loan vs Rate-and-Term Investment Refinance

October 18, 2026October 18, 2026 by Lendmire Research
1099-Only Loan vs Rate-and-Term Investment Refinance

A 1099-only loan vs rate-and-term investment refinance: see which fits your rental and income. Lendmire helps you compare options.

Categories Bank Statement Loans, Refinance Strategies

Bank Statement vs Conventional Mortgage for a Business Account Filer

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement vs Conventional Mortgage for a Business Account Filer

A business account filer can compare bank statement and conventional paths side by side. Lendmire helps investors weigh deposits against tax returns.

Categories Bank Statement Loans
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