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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Using HELOC To Buy Investment Property

October 12, 2026August 5, 2026 by Lendmire Research
Using HELOC To Buy Investment Property

Using HELOC To Buy Investment Property — Yes, you can, but a home equity line of credit doesn’t buy the property.

Categories DSCR Loans, HELOC, Investment Properties

How Do Mortgage Companies Verify Income Self Employed?

October 12, 2026August 5, 2026 by Lendmire Research
How Do Mortgage Companies Verify Income Self Employed?

Do Mortgage Companies Verify Income Self Employed — The Quick Read: Yes, and self-employed borrowers actually face more scrutiny than a W-2 employee, not

Categories Bank Statement Loans

Cash Out Refinance Do You Have To Put Money Down?

October 12, 2026August 5, 2026 by Lendmire Research
Cash Out Refinance Do You Have To Put Money Down?

Cash Out Refinance Do You Have To Put Money Down — The Quick Read: No.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Cash Out Refinance Days To Fund?

October 12, 2026August 5, 2026 by Lendmire Research
Cash Out Refinance Days To Fund?

Cash Out Refinance Days To Fund?

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

How Can I Use My Bank Statement To Qualify For A HELOC?

October 12, 2026August 5, 2026 by Lendmire Research
How Can I Use My Bank Statement To Qualify For A HELOC?

The lender averages your deposits, trims business deposits by an expense factor (often around 50%), and turns the result into a qualifying income number.

Categories Bank Statement Loans, HELOC

Home Equity Loan To Buy Investment Property

October 11, 2026August 5, 2026 by Lendmire Research
Home Equity Loan To Buy Investment Property

Home Equity Loan To Buy Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, HELOC, Investment Properties

Best Refinance For Investment Property

October 9, 2026August 5, 2026 by Lendmire Research
Best Refinance For Investment Property

Best Refinance For Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Investment Properties, Refinance Strategies

How To Get A Mortgage Self Employed

October 11, 2026August 5, 2026 by Lendmire Research
How To Get A Mortgage Self Employed

How To Get A Mortgage Self Employed — The Quick Read: Self-employed borrowers get mortgages constantly, but which underwriting lane they land in depends

Categories Bank Statement Loans

How Do I Prepare My Bank Statement For A HELOC Application?

October 11, 2026August 5, 2026 by Lendmire Research
How Do I Prepare My Bank Statement For A HELOC Application?

How Do I Prepare My Bank Statement For A HELOC Application: what investors need to know about DSCR financing — eligibility, coverage, and loan structure.

Categories Bank Statement Loans, HELOC

Auction Home Hard Money Loan

October 12, 2026August 5, 2026 by Lendmire Research
Auction Home Hard Money Loan

Auction Home Hard Money Loan — The Quick Read: A hard money loan cannot fund the winning bid at the auction podium itself — auctions demand certified

Categories DSCR Loans, Hard Money Loans, Investment Properties

Multifamily Debt Refinance

October 11, 2026August 5, 2026 by Lendmire Research
Multifamily Debt Refinance

Multifamily Debt Refinance — The Quick Read: Replacing the debt on a rental property works differently depending on unit count: a 1-4 unit rental

Categories DSCR Loans, Investment Properties, Refinance Strategies

Cash Out Refinance Rules?

October 12, 2026August 5, 2026 by Lendmire Research
Cash Out Refinance Rules?

Cash Out Refinance Rules — The Quick Read: A cash-out refinance on a rental property replaces the existing loan with a larger one and sends the difference

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Best Refinance Investment Property

October 12, 2026August 5, 2026 by Lendmire Research
Best Refinance Investment Property

Best Refinance Investment Property — The Quick Read: The best refinance for a rental property depends entirely on the goal.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Get A Hard Money Construction Loan To Build A House

October 12, 2026August 5, 2026 by Lendmire Research
Get A Hard Money Construction Loan To Build A House

Get A Hard Money Construction Loan To Build A House — The Quick Read: A hard money construction loan funds a ground-up build in stages, not one lump sum

Categories DSCR Loans, Hard Money Loans, Investment Properties

Best VA Cash Out Refinance Lenders?

October 11, 2026August 5, 2026 by Lendmire Research
Best VA Cash Out Refinance Lenders?

Best VA Cash Out Refinance Lenders?

Categories Cash-Out Refinance, DSCR Loans, Investment Properties
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