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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Will A Mortgage Company Accept Less Than 2 Years Of Self Employment Income?

October 11, 2026August 14, 2026 by Lendmire Research
Will A Mortgage Company Accept Less Than 2 Years Of Self Employment Income?

Will A Mortgage Company Accept Less Than 2 Years Of Self Employment Income — what borrowers need to know, from Lendmire.

Categories Bank Statement Loans

Apartment Investment Property Refinance Financing

October 11, 2026August 14, 2026 by Lendmire Research
Apartment Investment Property Refinance Financing

Which lane applies decides everything else — documentation, leverage, and pricing.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Lenders Offering HELOCs For Self-employed With Alternative Income Verification

October 15, 2026August 14, 2026 by Lendmire Research
Lenders Offering HELOCs For Self-employed With Alternative Income Verification

Lenders Offering HELOCs For Self-Employed With Alternative Income Verification — Yes, they exist, but they are a narrow slice of the market.

Categories Bank Statement Loans

HELOC Just W2s And No Tax Returns

October 11, 2026August 14, 2026 by Lendmire Research
HELOC Just W2s And No Tax Returns

That tends to hold mainly on a primary residence with clean, single-source income.

Categories HELOC, Investment Properties

Cash Vs Hard Money

October 11, 2026August 14, 2026 by Lendmire Research
Cash Vs Hard Money

Cash wins on certainty of close and leverage with a nervous seller.

Categories DSCR Loans, Hard Money Loans, Investment Properties

How To Qualify For A Mortgage Self Employed

October 11, 2026August 14, 2026 by Lendmire Research
How To Qualify For A Mortgage Self Employed

Which path fits depends on how long you’ve been self-employed, how your business is structured, and whether the property is a home or an investment.

Categories Bank Statement Loans

Can I Get A Mortgage If I’m Self Employed?

October 12, 2026August 14, 2026 by Lendmire Research
Can I Get A Mortgage If I'm Self Employed?

Can I Get a Mortgage If I’m Self-Employed — Yes.

Categories Bank Statement Loans

Apartment Investment Property Refinance Finance

October 14, 2026August 14, 2026 by Lendmire Research
Apartment Investment Property Refinance Finance

Apartment investment property refinance finance explained: unit-count lanes, cash-out limits, and DSCR coverage math, with Lendmire.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Home Equity Line Of Credit Rental Property

October 12, 2026August 14, 2026 by Lendmire Research
Home Equity Line Of Credit Rental Property

National data backs up why this product is getting more attention right now.

Categories HELOC, Investment Properties

Bank Statements Used To Qualify For Equity Loan

October 11, 2026August 14, 2026 by Lendmire Research
Bank Statements Used To Qualify For Equity Loan

Personal statements are usually counted close to dollar-for-dollar, while business statements get a percentage haircut to strip out overhead.

Categories Bank Statement Loans

Amortize Refinance Costs Rental Property

October 11, 2026August 14, 2026 by Lendmire Research
Amortize Refinance Costs Rental Property

– Refinance points and lender fees are amortized straight-line over the loan term — not deducted the year they’re paid.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Can I Invest With Home Equity Line Of Credit?

October 12, 2026August 14, 2026 by Lendmire Research
Can I Invest With Home Equity Line Of Credit?

Can I Invest With Home Equity Line Of Credit — Yes.

Categories HELOC, Investment Properties

Amortization Of Refinance Fees For Rental Property

October 11, 2026August 14, 2026 by Lendmire Research
Amortization Of Refinance Fees For Rental Property

It’s not complicated once you see the mechanics. It’s just not intuitive, and almost nobody explains it in plain terms before the refinance happens.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Bank Statements Home Equity Loan

October 11, 2026August 14, 2026 by Lendmire Research
Bank Statements Home Equity Loan

It comes in two structural flavors — a lump-sum second lien or a revolving line of credit — and it still runs through full credit, title, and equity review.

Categories Bank Statement Loans, HELOC

80 DSCR Refinance

October 12, 2026August 14, 2026 by Lendmire Research
80 DSCR Refinance

80 DSCR Refinance — The Quick Read: On a DSCR purchase, 80% LTV is a realistic leverage tier for many borrowers.

Categories DSCR Loans, Investment Properties, Refinance Strategies
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