DSCR Loan Denied Because The Lender Would Not Use Airbnb Income
The fix is almost never “fix the file.” It’s finding a lender whose guidelines were built for this exact scenario.
Lendmire Research
BRRRR Refinance Denied Because Renovations Are Not Complete
– DSCR rent is set by an appraiser’s rent schedule or an actual signed lease — not by what the investor expects the unit to rent for once finished.
BRRRR Refinance Denied Because The Property Is Still Vacant
BRRRR Refinance Denied Because The Property Is Still Vacant — A vacant property doesn’t automatically kill a DSCR refinance.
BRRRR Refinance Denied Because Rent Is Too Low For DSCR
This is not the same as the property failing to cash flow in real life.
BRRRR Refinance Denied Because The Appraisal Came In Too Low
What to know before reading further: – The loan amount is built off the appraised value, never off the investor’s ARV spreadsheet.
Fix-and-Flip Loan Denied Because The Property Has More Than Four Units
The appraisal method, the income documentation, and the loan structure all change at that line. The fix isn’t a better application.
Hard Money Loan Denied Because The Borrower Wants To Close In An LLC
Hard Money Loan Denied Because The Borrower Wants To Close In An LLC: what investors need to know about hard money financing, from Lendmire.
Hard Money Loan Denied Because The Deal Is A Wholesale Transaction
Hard Money Loan Denied Because The Deal Is A Wholesale Transaction: what investors need to know about hard money financing, from Lendmire.
Hard Money Loan Denied Because The Contract Was Assigned
Fix the paper trail before you sign, and most assigned-contract deals still close — just not always as a simple assignment.
Hard Money Loan Denied Because The Property Was Purchased At Auction
Hard Money Loan Denied Because The Property Was Purchased At Auction: what investors need to know about hard money financing, from Lendmire.
Fix-and-flip Loan Denied Because The Scope Of Work Is Incomplete
Fix-and-flip Loan Denied Because The Scope Of Work Is Incomplete: what investors need to know about hard money financing, from Lendmire.
Fix-and-flip Loan Denied Because The Contractor Is Not Approved
Fix-and-Flip Loan Denied. Because the Contractor Is Not Approved — A denial like this almost never means the deal is dead.
Hard Money Loan Denied Because The Borrower Cannot Document Funds To Close
Fixing the documentation, not finding more money, is usually the actual path forward.
Fix-and-flip Loan Denied Because The Down Payment Is Too Small
Hard money lenders price leverage off project cost and after-repair value, cap both, and lend against whichever number is more conservative.
Fix-and-flip Loan Denied Because Reserves Are Too Low
Reserves are a separate liquidity test, not a bigger down payment.