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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Bank Statement Refinance Loan

October 12, 2026July 29, 2026 by Lendmire Research
Bank Statement Refinance Loan

A bank statement refinance loan lets a self-employed borrower refinance using 12-24 months of bank statements instead of tax returns and W-2s to prove

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Equity Line Of Credit On Rental Property

October 11, 2026July 29, 2026 by Lendmire Research
Equity Line Of Credit On Rental Property

An equity line of credit on a rental property is a revolving credit line secured by the property, letting an owner draw funds as needed instead of taking

Categories DSCR Loans, HELOC, Investment Properties

Best HELOC For Self Employed

October 11, 2026July 29, 2026 by Lendmire Research
Best HELOC For Self Employed

There is no single “best” HELOC for a self-employed borrower — the right structure depends on whether the property is a primary residence, a second home

Categories Bank Statement Loans, HELOC, Investment Properties

HELOC Self Employed

October 11, 2026July 29, 2026 by Lendmire Research
HELOC Self Employed

Self-employed borrowers can qualify for a HELOC, but the file gets built differently than a W-2 borrower’s file.

Categories Bank Statement Loans, HELOC, Investment Properties

Can You Get A HELOC On A Rental Property

October 11, 2026July 29, 2026 by Lendmire Research
Can You Get A HELOC On A Rental Property

Yes — a HELOC on a rental property is a real product, but it’s a narrower and stricter one than the line you’d get on your own house.

Categories HELOC, Investment Properties

HELOC No Income Verification

October 15, 2026July 29, 2026 by Lendmire Research
HELOC No Income Verification

A no-income-verification HELOC skips W-2s, pay stubs, and tax returns — it does not skip review altogether.

Categories HELOC, Investment Properties

How Can You Refinance Mortgage For Self Employed

October 15, 2026July 29, 2026 by Lendmire Research
How Can You Refinance Mortgage For Self Employed

Yes — self-employed borrowers refinance mortgages every day, but the path splits in two.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

HELOC For Self Employed

October 11, 2026July 29, 2026 by Lendmire Research
HELOC For Self Employed

Self-employed borrowers can get approved for a HELOC, but the path runs through documentation type, not W-2s.

Categories Bank Statement Loans, HELOC, Investment Properties

Refinance Mortgage Self Employed

October 9, 2026July 29, 2026 by Lendmire Research
Refinance Mortgage Self Employed

Refinance Mortgage Self Employed: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Using Home Equity To Purchase A Second Home

October 15, 2026July 29, 2026 by Lendmire Research
Using Home Equity To Purchase A Second Home

Yes, tapping the equity in your current home is one of the most common ways investors fund a down payment on a second property.

Categories DSCR Loans, HELOC, Investment Properties

Self Employed Mortgage Refinance

October 15, 2026July 29, 2026 by Lendmire Research
Self Employed Mortgage Refinance

Self-employed real estate investors hit the same wall on nearly every conventional refinance: solid cash flow, smart tax planning, and a debt-to-income

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Applying For HELOC With No Tax Returns

October 11, 2026July 29, 2026 by Lendmire Research
Applying For HELOC With No Tax Returns

Yes, you can apply for a HELOC without handing over tax returns — lenders substitute bank statements, 1099s, a CPA-prepared profit-and-loss statement, or

Categories HELOC, Investment Properties

HELOC Loans For Self Employed

October 11, 2026July 29, 2026 by Lendmire Research
HELOC Loans For Self Employed

Self-employed borrowers can get a HELOC — the income documentation looks different, but self-employment itself isn’t a disqualifier.

Categories Bank Statement Loans, HELOC, Investment Properties

Can A Self Employed Person Refinance Mortgage

October 15, 2026July 29, 2026 by Lendmire Research
Can A Self Employed Person Refinance Mortgage

Yes — self-employed borrowers refinance every day, but the path depends heavily on whether the property is a primary residence or a rental.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Bank Statement Loan Refinance

October 15, 2026July 29, 2026 by Lendmire Research
Bank Statement Loan Refinance

A bank statement loan refinance lets a self-employed borrower replace an existing mortgage using 12 to 24 months of bank statements instead of tax returns

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies
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