Does Your Self-Employed Mortgage Program Change for a Refinance?
Wondering about a self-employed mortgage program change for a refinance? Lendmire explains what shifts and what stays the same.
Bank Statement Loans
How to Choose Between an IO ARM and Fixed Before Your Super Jumbo Resets
Learn how to choose between an IO ARM and fixed before a super jumbo resets, using Lendmire’s exit and reserve stress test.
Do Personal Bank Statements Work for an Online Seller’s Mortgage?
When personal bank statements work for an online seller’s mortgage, and where DSCR takes over. Lendmire explains the deposit rules and options.
How to Get a Super Jumbo Bank Statement Loan on a Condotel Unit
Learn how a jumbo bank statement loan on a condotel unit works, from building screening to leverage. Lendmire compares programs for you.
Does an S-Corp Owner Need a CPA Letter for a Self-Employed Mortgage?
Does an S-corp owner need a CPA letter? See when it applies, when DSCR skips it, and how Lendmire helps investors compare options.
Can a W-2 Co-Borrower Qualify Without the Self-Employed Income?
Wondering if a W-2 co-borrower qualify without the self-employed income? Lendmire compares loan paths for self-employed couples.
How to Support an Acreage Appraisal on a Super Jumbo Bank Statement Loan
Learn how to support an acreage appraisal on a high-balance bank statement file, with evidence, comps and next steps from Lendmire.
Does a Bank Statement or 1099 Mortgage Require a CPA Letter?
Does a bank statement or 1099 mortgage require a CPA letter? Usually not. Lendmire explains when the letter helps self-employed borrowers.
How Much Down a Condotel Requires Under Non-QM vs. a Regional Bank
Compare what a condotel requires under non-QM vs a regional bank on down payment, documents and reserves. Lendmire explains the tradeoffs.
Does a 1099 Contractor Need a CPA Letter or Will Any Preparer Do?
Does a 1099 contractor need a CPA letter? See when DSCR skips it and when bank statement loans accept it. Lendmire explains who can sign.
Can a Practice Owner Qualify on the Business Bank Statements?
Here is how a practice owner qualify on the business bank statements question plays out, from expense factors to leverage, with Lendmire.
Does Being Self-Employed Change Your Jumbo Down Payment by Lender?
Does a self-employed change your jumbo down payment? Learn how documents and lenders decide it, and how Lendmire can help.
Can One Declining Year Deny a Self-Employed Mortgage Application?
Can a declining year deny a self-employed mortgage? See how lenders read a down year and when bank statements help. Lendmire explains.
Can a Newly Self-Employed Borrower Be Left Off the Application?
Can a newly self-employed borrower be left off the loan? See when it works on DSCR and bank statement files, with Lendmire.
Can a Rideshare Driver Use Bank Statements Instead of a 1099-K?
Can a rideshare driver use bank statements to buy a rental or home? Lendmire explains the DSCR and bank statement paths.