How to Structure a BRRRR so the DSCR Refinance Works
The refinance clears two separate tests: enough value for the loan amount and enough rent to cover the payment. Passing one never excuses failing the other.
Investment Properties
How to Time a Rental HELOC Draw for a Purchase Closing
How to Time a Rental HELOC Draw for a Purchase Closing: what investors need to know about home-equity financing, from Lendmire.
Should You Cash-Out Refinance a Rental Now or Wait?
Should You Cash-Out Refinance a Rental Now or Wait — It depends on four tests, and a rate forecast is not one of them.
How to Decide a Rental Cash-Out on Payment Math Not Market Timing
A bigger balance always means a bigger payment, so coverage always tightens.
Does the BRRRR Method Still Work With DSCR Seasoning Rules?
Does the BRRRR Method Still Work With DSCR Seasoning Rules — Yes, when the investor plans for seasoning from the day of purchase.
DSCR Cash-Out Refinance vs Extending a Private Note at the Balloon
Extending a Private Note at the Balloon — It depends on who holds the note and how the property performs.
How Much a DSCR Cash-Out Lends on Airbnb Income Versus a Lease
How Much a DSCR Cash-Out Lends on Airbnb Income Versus a Lease — It depends on which limit binds first.
Can a Rental Stay in an LLC for a DSCR Cash-Out Refinance?
Can a Rental Stay in an LLC for a DSCR Cash-Out Refinance — Yes.
How Much Cash a DSCR Cash-Out Releases From a $600K Airbnb
How Much Cash a DSCR Cash-Out Releases From a $600K Airbnb — It depends on the payoff, but the ceiling is clear.
How to Apply for a DSCR Second Lien When Banks Won’t Do Second Position
Learn how to apply for a DSCR second lien on a rental when banks decline second position, and how Lendmire helps you compare options.
Can You Get a Second Lien on a Rental Using Only Cash Flow?
Can You Get a Second Lien on a Rental Using Only Cash Flow — Yes, but only in a narrow niche.
DSCR Cash-Out Vesting and Entity Documentation Requirements
The entity on the new note must match the entity on title, and a person typically signs a separate guaranty.
Delayed Financing Rules for an Investment Property Cash-Out Refinance
Delayed Financing Rules for an Investment Property Cash-Out Refinance: what investors need to know about DSCR financing, from Lendmire.
How to Get a HELOC When Your Tax Returns Show Almost No Income
Tax returns show almost no income? See how deposits, CPA P&Ls, or rental coverage can get a file reviewed, then ask Lendmire to compare your HELOC options.
Rental HELOC vs DSCR Cash-Out for Raising the Next Down Payment
Rental HELOC vs DSCR Cash-Out — The two tools pull equity out of a rental in very different ways.