Lease History vs Market Rent on a DSCR Loan for an Equity-Based Buyer
Lease history vs market rent decides which figure counts on a DSCR file. See how equity changes the math with Lendmire.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
How a DSCR Lender Counts a New Lease for a First-Time Landlord
See how a DSCR lender counts a new lease for a first-time landlord, and how Lendmire helps investors structure the rent proof.
How to Move an Apartment Building Off a Balloon Loan Into a DSCR Loan
Learn how to move an apartment building off a balloon loan with a DSCR refinance. Lendmire explains coverage, leverage and steps.
How a DSCR Cash-Out Refinance Works on a Gatlinburg Cabin
Learn how a DSCR cash-out refinance works on a Gatlinburg cabin, from appraisal to proceeds, and how Lendmire can structure it.
How DSCR Cash-Out Refinance Vesting Works for Individuals
DSCR cash-out refinance vesting for individuals explained: title, note, insurance, and sequencing. Lendmire breaks it down.
Is an Interest-Only DSCR Loan Worth It for a Remote Landlord?
Is an interest-only DSCR loan worth it for a remote landlord? See when the cushion helps, when the reset hurts, and how Lendmire can help.
Will a DSCR Lender Accept a Payoff Letter From a Private Lender?
Will a DSCR lender accept a payoff letter from a private lender? Yes, if it is complete. See how Lendmire structures the payoff.
How to Document an All-Cash Rental Purchase for a DSCR Refinance
How to Document an all-cash Rental Purchase for a DSCR Refinance: what investors need to know about DSCR financing, from Lendmire.
How to Take DSCR Cash-Out From an LLC Rental and Fund Your Business
Learn how to take DSCR cash-out from an LLC rental and move the equity into your business. Lendmire explains the steps for investors.
Should a Landlord Swap a Pledged Asset Line for a DSCR Loan?
Should a landlord swap a pledged asset line for a DSCR loan? See when the swap works, the two tests it must pass, and how Lendmire can help.
Should You Use a DSCR Loan to Invest Out of State?
Can you use a DSCR loan to invest out of state? Learn how rent-based qualifying works across state lines, with Lendmire.
Can a Cash Buyer Skip the Seasoning Wait With DSCR Delayed Financing?
Investors ask about cash buyer skip the seasoning wait with DSCR delayed financing. Lendmire explains the gates and the cost cap.
Can You Cash Out a DSCR Loan Shortly After Buying a Rental?
Wondering if you can cash out a DSCR loan shortly after buying a rental? Lendmire explains seasoning, delayed financing, and your options.
Do Sale Proceeds Need Seasoning in a New LLC for a Jumbo DSCR Loan?
Do sale proceeds need seasoning in a new LLC? Usually not; documentation matters more. Lendmire explains jumbo DSCR sourcing for investors.
How to Close a Jumbo DSCR Cash-Out and Buy Again in Retirement
Learn how to close a jumbo DSCR cash-out and buy again, with Lendmire’s step-by-step look at coverage, reserves, and sizing.