How a DSCR Lender Counts Interest-Only Payments in the Ratio
See how a DSCR lender counts interest-only payments in the ratio, which payment gets tested, and what changes at recast. Lendmire explains.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
Interest-Only vs Amortizing DSCR Loan for a Trust-Held Rental
Compare an interest-only vs. amortizing DSCR loan for a trust-held rental and see how Lendmire can help you weigh coverage, equity, and recast.
How Much a DSCR Cash-Out Refinance Lends on a Gatlinburg Cabin
See how a DSCR cash-out refinance lends on a Gatlinburg cabin, from LTV caps to rent coverage. Lendmire explains what sets your number.
How to Fund a New LLC Account for a First-Time Landlord DSCR Loan
Learn how to fund a new LLC account for a first-time landlord, keep a clean paper trail, and prepare a DSCR file with Lendmire.
How Much Larger a DSCR Loan Gets on Interest-Only Payments
Learn how much larger a DSCR loan gets on interest-only payments and when it helps. Lendmire arranges investor financing.
How to Lower Your Loan-to-Value on a Rental Before a DSCR Refinance
Learn how to lower your loan-to-value on a rental before a DSCR refinance, with paydown and appraisal tactics from Lendmire.
Does DSCR Delayed Financing Skip the Seasoning Wait on a Rental?
Can DSCR delayed financing skip the seasoning wait after a cash buy? See what is waived, what still applies, and how Lendmire can help you compare.
How a DSCR Lender Reads Rent on a Westerly RI Beach House
See how a DSCR lender reads rent on a Westerly RI beach house, and how Lendmire helps investors match rent evidence to the right program.
How a DSCR Lender Tests Rent Against the Loan Payment
See how a DSCR lender tests rent against the full loan payment, and how Lendmire helps investors prepare the numbers before applying.
Should You Cash Out a Kansas City Rental on a DSCR Loan?
Wondering whether to cash out a Kansas City rental? See how DSCR coverage, 75% leverage and seasoning decide it, with Lendmire.
No-Ratio DSCR Loan vs Standard DSCR Loan for an LLC Borrower
See how a no-ratio DSCR loan vs. standard DSCR loan compares for an LLC borrower on leverage, credit, and guarantors. Lendmire explains.
Interest-Only vs Fully Amortizing for a Jumbo DSCR Trust Loan
Compare interest-only vs. fully amortizing on a jumbo DSCR trust loan, and see which fits your rental with Lendmire.
Can a Long-Time Renter Get a DSCR Loan on a First Rental?
Can a long-time renter get a DSCR loan? See the renter path, its tighter terms, and how Lendmire arranges first-rental financing.
Should a Salaried Buyer Pick a DSCR Loan for the Next Rental?
When should a salaried buyer pick a DSCR loan? Lendmire breaks down rent-based versus conventional financing for your next rental.
Large-Balance DSCR vs Super Jumbo DSCR for a $3M Rental
Large-balance DSCR vs super jumbo DSCR: see where a $3M rental lands and which tier fits your leverage goals. Compare options with Lendmire.