Can a Rental That Barely Covers Its Payment Get a DSCR Loan?
A rental that barely covers its payment can still work for a DSCR loan. Lendmire explains coverage, leverage, and fixes.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
Can a Veteran Buy a Rental With a VA Loan or a DSCR Loan?
Can a veteran buy a rental with a VA loan? Learn the occupancy rule, the house-hack exception, and when Lendmire’s DSCR loans fit.
How to Release One Rental and Add Another on a DSCR Loan
Learn how to release one rental and add another on a DSCR loan, from release clauses to replacement review, with Lendmire.
Seller Carry vs DSCR Loan for an Investor Buying Several Rentals
Seller carry vs DSCR loan: see which fits when you buy several rentals, and how Lendmire can help you compare DSCR options.
Pay the Exit Fee vs Keep the DSCR Loan After a Liquidity Event
Weigh whether to pay the exit fee vs keep the DSCR loan after a windfall. Lendmire explains the break-even test for rental investors.
How a DSCR Lender Counts Ten Financed Properties in an LLC
See how a DSCR lender counts ten financed properties in an LLC, from guarantor exposure to reserves, with Lendmire’s broker view.
Can You Put Less Down on a Large-Balance DSCR Loan?
Learn when you can put less down on a large-balance DSCR loan and which limits bind first. Lendmire explains the leverage math.
Does Your Credit Tier Change the DSCR Down Payment on a Fourplex?
See how a credit tier change the DSCR down payment on a fourplex, and what caps leverage even with strong credit. Lendmire explains the mechanics.
DSCR Loan vs Hard Money on a Portsmouth NH Rental Purchase
See how a DSCR loan vs hard money on a Portsmouth NH rental compares on leverage, documents and exit. Lendmire brokers both.
DIY DSCR Stress Test vs Lender Pre-Check for a Rental Cash-Out
See how a diy DSCR stress test vs lender pre-check compare for a rental cash-out, and which to use first. Lendmire explains the tradeoffs.
Private Note vs DSCR Refinance for a Landlord With a Family Loan
Weighing a private note vs DSCR refinance on a family-funded rental? See how each works and where Lendmire’s network fits.
LLC vs Living Trust for a DSCR Loan on a Landlord’s Rentals
LLC vs living trust for a DSCR loan: see which structure fits your rentals and how Lendmire can help you compare financing options.
Does a Vacant Rental Cut Leverage on a Jumbo DSCR Loan?
Will a vacant rental cut leverage on a jumbo DSCR loan? See when it applies, when it doesn’t, and how Lendmire helps investors plan.
Can ADU Rent Count Toward a DSCR Loan for a First-Time Landlord?
Can ADU rent count toward a DSCR loan? Learn when it does, when it doesn’t, and how Lendmire helps first-time landlords compare options.
Can You Close a DSCR Loan With No Reserves After Down Payment?
Can you close a DSCR loan with no reserves? See when reserves may be waived and how Lendmire helps investors structure the file.