Mortgage Myths Worth Dropping This September As Rates Keep Climbing
Mortgage Myths Worth Dropping This September As Rates Keep Climbing — Mortgage rates have risen for four straight weeks.
Brandon Miller, CEO, NMLS# 1129696
How To Choose The Right Mortgage Lender Or Broker
A direct lender gives you one set of rules and one point of contact. A broker gives you one application shopped across several lenders.
How Rising Interest Rates Impact Your Homebuying Power
Interest rates are one of the most important factors to consider when buying a home, as rates impact your homebuying power by determining your monthly payment and total …
5 Tips for First-Time Homebuyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions …
The Importance of Building Equity in Your Home
Building equity in your home is one of the most rewarding aspects of owning a property, representing the difference between your home’s market value and what you owe …
15-year Vs. 30-year Mortgage: Which One Is Right For You?
The 15-year fits an investor with strong rent, ample cash, and a goal of owning the property free and clear sooner.
Understanding Closing Costs: What Every Buyer Should Know
Understanding closing costs is essential when buying a home, as these expenses—which can total thousands of dollars—often surprise first-time buyers. As a mortgage professional, I’m here to break …
Prepare Financially For Buying A Home After September’s Rate Jump
Buyers who come out ahead this fall will rebuild their budgets at today’s cost of money and hold more cash for closing.
Who Should You Talk To First: A Mortgage Professional Or A Real Estate Agent?
Who Should You Talk To First — For a rental purchase, talk to the mortgage professional first, or at least in parallel with the agent.
How A HELOC Works: Tap Your Home Equity?
How A HELOC Works — A HELOC is a revolving credit line secured by your property.
Holidays Impact The Real Estate Market As Rates Climb Into Fall 2026
Supply is the highest in over a decade, and builders are cutting prices. But financing costs have risen four straight weeks, according to Freddie Mac.
FHA Loan For First-time Buyers As Rates Climb In September 2026
A low-down-payment FHA loan still gets a buyer in the door, but the monthly payment now decides the deal as much as the down payment does.
The Most Common Mortgage Types After The Fed’s September Rate Hike
Fixed-rate loans cost more to lock. Adjustable-rate loans and home equity lines float with a higher benchmark.
Buying Investment Properties For The First Time: What Lenders Look At
The core question is whether market rent covers the monthly housing payment, plus credit, reserves, and leverage.
What the Current Drop in Mortgage Rates Could Mean for the Housing Market
Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, …