How To Use A Mortgage Calculator To Plan Your Home Purchase
On a rental purchase, that comparison is the debt service coverage ratio, or DSCR.
Brandon Miller, CEO, NMLS# 1129696
Understanding the Tax Benefits of Homeownership
Owning a Home Comes with More Than Just Pride Homeownership is one of the biggest financial steps many people take—and while the long-term benefits include building equity and …
Home Energy Savings Tips During Summer Months
Keep Cool Without Breaking the Bank Home energy savings tips during summer months help you manage rising utility costs when temperatures climb. Summer brings longer days, warmer weather, …
Should You Make Extra Mortgage Payments? What To Know
Make Extra Mortgage Payments — Sometimes yes, but not by default. On a rental, extra principal saves interest and shortens the loan.
Smart Ways to Start Saving for a Down Payment
Planning for Your Future Home Saving for a down payment is one of the most important—and often most intimidating—steps in the homebuying journey. Whether you’re planning to buy …
Protecting Your Home After The Fed’s September Hike: Equity Worth Guarding
That includes HELOCs and adjustable mortgages. Record equity is real, but borrowing against it is the expensive part this fall.
The Busy Homebuying Season Fades As Rates Climb And Inventory Builds
The Busy Homebuying Season Fades As Rates Climb And Inventory Builds: what borrowers need to know about the current mortgage market, from Lendmire.
Paying For Home Maintenance With A HELOC After The Fed’s September Hike
Paying For Home Maintenance With A HELOC After The Fed’s September Hike: what borrowers need to know about the current mortgage market, from Lendmire.
Buying A Home After School Starts: Four Weeks Of Rising Rates, More Leverage
Freddie Mac’s 30-year average has risen four straight weekly releases. Supply is at a ten-year high by one measure, and builders are cutting prices.
Is Spring the Right Time to List Your Home? Here’s What to Consider
Spring Brings More Than Just Sunshine As the weather warms up and the days get longer, many homeowners wonder when it’s the right time to list their home—and …
What Is Escrow and Why Do I Need It?
Understanding Escrow Accounts When you’re buying a home, you’ll hear a lot of new terms—one of the most important is “escrow.” While it might sound technical, escrow is …
Credit Health And Mortgages: What To Know Before You Apply
That is true even on a debt service coverage ratio (DSCR) loan, which compares a rental’s income to its monthly debt. The property carries the income test.
Spring 2025 Housing Market: What Buyers Need to Know
Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, …
Should You Buy a Home and Renovate or Buy Move-In Ready?
Deciding whether to buy a home and renovate or purchase a move-in-ready property is one of the bigger calls buyers face, and the right answer depends on your …
How to Improve Your Mortgage Approval Chances
Improve your mortgage approval chances by addressing the financial factors lenders evaluate most carefully. Getting approved for a mortgage is an exciting step toward homeownership, but it requires …