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Brandon Miller, CEO, NMLS# 1129696

DSCR Loan for Airbnb: How Short-Term Rental Income Qualifies

October 15, 2026February 20, 2026 by Brandon Miller, CEO, NMLS# 1129696
DSCR Loan for Airbnb

Short-term rental investing has exploded in recent years, but financing an Airbnb or vacation rental property can be a challenge with traditional mortgage requirements. So can you use …

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Categories Investment Properties, Mortgage News, Short-Term Rentals

DSCR vs Conventional Investment Loan: Which Is Right for Your Rental?

October 15, 2026February 20, 2026 by Brandon Miller, CEO, NMLS# 1129696
Conventional Loan vs DSCR Loan

If you’re purchasing a rental property, you generally have two primary financing options: A conventional investment loan A DSCR (Debt Service Coverage Ratio) loan. Understanding the difference between …

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Categories Investment Properties, Mortgage News

What Is a DSCR Loan and How Do Investors Qualify for One?

October 15, 2026February 20, 2026 by Brandon Miller, CEO, NMLS# 1129696
What is a DSCR Loan? Lendmire

If you’re a real estate investor, you’ve likely heard the term DSCR loan — but what exactly does it mean? A DSCR (Debt Service Coverage Ratio) loan is …

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Categories Investment Properties, Mortgage News

DSCR Investor Loans Now Offered in Washington, D.C. and Across the Country

October 15, 2026February 20, 2026 by Brandon Miller, CEO, NMLS# 1129696
DSCR Investor Loans Now Offered in Washington, D.C. and Across the Country

A DSCR loan qualifies primarily on property-level rental income covering the payment, subject to lender guidelines. Most purchase files land at 75%-80% LTV.

Categories DSCR Loans, Investment Properties

What Underwriting Really Looks For In A Mortgage Loan?

October 15, 2026February 4, 2026 by Brandon Miller, CEO, NMLS# 1129696
What Underwriting Really Looks For In A Mortgage Loan?

No single number decides it. The combination does, and each file is reviewed individually, subject to lender guidelines.

Categories Buying a Home, First Time Home Buyer

What Happens After You’re Pre-approved For A Mortgage?

October 15, 2026January 6, 2026 by Brandon Miller, CEO, NMLS# 1129696
What Happens After You’re Pre-approved For A Mortgage?

What Happens After You’re Pre-Approved For A Mortgage — Pre-approval is a gate, not a commitment.

Categories First Time Home Buyer

Lendmire Named a 2026 Top Workplace by Scotsman Guide

September 26, 2026January 3, 2026 by Brandon Miller, CEO, NMLS# 1129696
Lendmire named a 2026 Top Workplace by Scotsman Guide

  This recognition places Lendmire among a select group of mortgage companies nationwide that are setting the standard for workplace culture, leadership, and long-term vision in the mortgage …

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Categories Mortgage News

What Your First Mortgage Consultation Should Cover This Fall?

October 15, 2026December 17, 2025 by Brandon Miller, CEO, NMLS# 1129696
What Your First Mortgage Consultation Should Cover This Fall?

As of September 26, 2026, Freddie Mac’s survey put the 30-year fixed at 7.03% for the week of September 24.

Categories CEO Insights, Mortgage News

Holiday Safety Tips for a Safe and Stress-Free Season

September 27, 2026December 10, 2025 by Brandon Miller, CEO, NMLS# 1129696
Holiday Safety Tips for a Safe and Stress-Free Season

Apply these holiday safety tips to keep your home secure during the busiest time of year. The holiday season is one of the most joyful — and busiest …

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Categories Home Owner Tips

Preparing Your Home for Winter: Essential Tips for Homeowners

October 6, 2026December 5, 2025 by Brandon Miller, CEO, NMLS# 1129696
Preparing Your Home for Winter: Essential Tips for Homeowners

Why Winter Preparation Matters As temperatures drop and the days grow shorter, preparing your home for winter becomes one of the smartest steps you can take as a …

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Categories Home Maintenance, Home Owner Tips

Understanding the Cost of Waiting to Buy a Home

October 8, 2026December 2, 2025 by Brandon Miller, CEO, NMLS# 1129696
Understanding the Cost of Waiting to Buy a Home

Waiting Can Feel Safe—But It Often Comes at a Cost For many potential homebuyers, waiting until prices drop or conditions feel favorable seems like the safe move. But …

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Categories Buying a Home, First Time Home Buyer

How to Know When It’s the Right Time to Refinance

October 15, 2026November 11, 2025 by Brandon Miller, CEO, NMLS# 1129696
How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop, but knowing when it’s time to refinance isn’t just about chasing …

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Categories Refinance, Refinance Strategies

Why Waiting For The “perfect Rate” To Refinance Might Cost You More?

October 15, 2026November 4, 2025 by Brandon Miller, CEO, NMLS# 1129696
Why Waiting For The “perfect Rate” To Refinance Might Cost You More?

Forecast roundups don’t expect a return to pandemic-era lows.

Categories Mortgage Refinance, Refinance Strategies

Buying Local In September 2026 Costs More If You Wait

October 15, 2026October 22, 2025 by Brandon Miller, CEO, NMLS# 1129696
Buying Local In September 2026 Costs More If You Wait

As of September 26, 2026, Freddie Mac’s survey for the week of September 24 put the 30-year fixed at 7.03%, its fourth straight weekly increase.

Categories CEO Insights, Mortgage News

Supporting Local Businesses as a New Homeowner

September 26, 2026October 10, 2025 by Brandon Miller, CEO, NMLS# 1129696
Supporting Local Businesses as a New Homeowner

Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or …

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Categories Mortgage News
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    Suite 203
    Boone, NC 28607
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Equal Housing Opportunity
Lendmire
NMLS# 2371349

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