Lendmire Research

There’s no single, universally required minimum credit score for a DSCR loan — no published floor that every lender must follow.

A commercial investment property loan is underwritten around what the property earns, not what the borrower earns on a W-2 or tax return.

Most DSCR programs set a credit floor somewhere between 620 and 660, but the score you actually walk in with does far more than decide yes-or-no — it

Down payment on a straight rental purchase typically runs 20%-25%, whether you go conventional or DSCR.

An investment property loan broker shops your rental purchase or refinance across multiple wholesale lenders instead of offering just one bank’s guidelines.

Conventional Investment Property Loans: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

A VA loan cannot be used to buy a pure rental property — the program is legally an owner-occupancy benefit, not an investor loan.

FHA loans are not investment-property loans.

Stonington, CT investment property loans: Pawcatuck’s $1,777 workforce rents vs. Borough’s $951K, $1,550-rent lifestyle market. DSCR analysis from Lendmire.

DSCR investment property loans in Edgartown, MA — Katama, the Triangle, and Meshacket rent math, coverage ratios, and workforce tenant demand explained.

DSCR investment property loans in Portsmouth, NH — West End duplex math, scarce multifamily supply, and shipyard-driven rental demand explained.

DSCR investment property loans in Ogunquit, Maine — why duplex and triplex stacking beats single-family math in this $924K resort town.

DSCR investment property loans in Bozeman, Montana — MSU duplex math, Belgrade cash flow, and Lendmire’s 75%-80% LTV purchase financing.

Petoskey duplex and hospital-corridor rentals outperform lakefront buys for DSCR coverage. Lendmire arranges investor loans in this Michigan resort market.