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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How to Buy With a Bank Statement Loan When Your Spouse Has Weaker Credit

October 18, 2026October 18, 2026 by Lendmire Research
How to Buy With a Bank Statement Loan When Your Spouse Has Weaker Credit

Buying when your spouse has weaker credit? See how a bank statement loan lets the stronger file carry the purchase, with Lendmire.

Categories Bank Statement Loans

How a 1099 Contractor Converts Deposits Into Bank Statement Income

October 18, 2026October 18, 2026 by Lendmire Research
How a 1099 Contractor Converts Deposits Into Bank Statement Income

See how a 1099 contractor converts deposits into bank statement income, step by step. Lendmire helps you compare bank statement loan options.

Categories Bank Statement Loans

How Much IO Raises DSCR for a W-2 Investor Scaling Past Five Doors

October 18, 2026October 18, 2026 by Lendmire Research
How Much IO Raises DSCR for a W-2 Investor Scaling Past Five Doors

See how io raises DSCR for a W-2 investor past five doors, what the recast does, and how Lendmire can structure the file.

Categories DSCR Loans, Investment Properties

How a Sole Proprietor Turns Deposits Into Bank Statement Loan Income

October 18, 2026October 18, 2026 by Lendmire Research
How a Sole Proprietor Turns Deposits Into Bank Statement Loan Income

See how a proprietor turns deposits into bank statement loan income, from deposit scrub to expense factor, with Lendmire.

Categories Bank Statement Loans

Bank Statement Loan vs DSCR When Your Deposits Jumped or Dropped This Year

October 18, 2026October 18, 2026 by Lendmire Research
Bank Statement Loan vs DSCR When Your Deposits Jumped or Dropped This Year

Compare bank statement and DSCR loans when your deposits jumped or dropped this year, and see which fits your property. Lendmire arranges both.

Categories Bank Statement Loans

How to Get a CPA Letter on Business vs Personal Bank Statements

October 18, 2026October 18, 2026 by Lendmire Research
How to Get a CPA Letter on Business vs Personal Bank Statements

Get a CPA letter on business vs personal bank statements: see which route fits your deposits and how Lendmire compares your options.

Categories Bank Statement Loans

How to Choose Bank Statements When This Year’s Income Isn’t Filed Yet

October 18, 2026October 18, 2026 by Lendmire Research
How to Choose Bank Statements When This Year's Income Isn't Filed Yet

Plan your statements when this year’s income isn’t filed yet. Lendmire helps self-employed investors compare bank statement loan options.

Categories Bank Statement Loans

How Interest-Only DSCR Loan Terms Work for an LLC-Owned Rental Property

October 18, 2026October 18, 2026 by Lendmire Research
How Interest-Only DSCR Loan Terms Work for an LLC-Owned Rental Property

Learn how interest-only DSCR loan terms work for an LLC-owned rental property, and how Lendmire can help you compare financing options.

Categories DSCR Loans, Investment Properties

How to Get a CPA Letter for a Bank Statement Select-Industry Factor

October 18, 2026October 18, 2026 by Lendmire Research
How to Get a CPA Letter for a Bank Statement Select-Industry Factor

Learn how the bank statement select-industry factor works and how a CPA letter may support your expense ratio. Lendmire compares options for you.

Categories Bank Statement Loans

How a 1099 Contractor Gets a Bank Statement Mortgage for a Primary Home

October 18, 2026October 18, 2026 by Lendmire Research
How a 1099 Contractor Gets a Bank Statement Mortgage for a Primary Home

Here is how a 1099 contractor gets a bank statement mortgage for a primary home, with Lendmire comparing options built on your deposits.

Categories Bank Statement Loans

How to Show Ownership Stake at 25% vs Full on a Bank Statement Loan

October 18, 2026October 18, 2026 by Lendmire Research
How to Show Ownership Stake at 25% vs Full on a Bank Statement Loan

Learn how to show ownership stake at 25% vs full on a bank statement loan, and see how Lendmire helps self-employed investors compare options.

Categories Bank Statement Loans

How to Finance a Short-Term Rental When Bank Deposits Are Down This Year

October 18, 2026October 18, 2026 by Lendmire Research
How to Finance a Short-Term Rental When Bank Deposits Are Down This Year

Learn how to finance a short-term rental when deposits are down, and how Lendmire can arrange DSCR options built on property income.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How DSCR Loan Exposure Caps Work on Interest-Only Portfolios

October 18, 2026October 18, 2026 by Lendmire Research
How DSCR Loan Exposure Caps Work on Interest-Only Portfolios

See how DSCR loan exposure caps work on interest-only portfolios, and how to plan lender mix as you scale. Lendmire explains it.

Categories DSCR Loans, Investment Properties

How an All-Cash Buyer Recovers Capital Through a DSCR Refi

October 18, 2026October 18, 2026 by Lendmire Research
How an All-Cash Buyer Recovers Capital Through a DSCR Refi

See how an all-cash buyer recovers capital through a DSCR refi, what size loan to expect, and what still applies. Lendmire explains.

Categories DSCR Loans, Investment Properties, Refinance Strategies

How to Move a Multi-Property Portfolio From Bank Statement to DSCR

October 18, 2026October 18, 2026 by Lendmire Research
How to Move a Multi-Property Portfolio From Bank Statement to DSCR

Plan a multi-property portfolio from bank statement to DSCR with per-property triage and structure choices. Lendmire helps investors compare options.

Categories Bank Statement Loans
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For informational purposes only. This is not a commitment to lend or extend credit. Information and dates are subject to change without notice. All loans are subject to credit approval. Certain restrictions may apply, subject to borrower qualification.

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