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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

DSCR Loan vs Business Loan for an Airbnb Held in an LLC vs Personal Name

October 18, 2026October 18, 2026 by Lendmire Research
DSCR Loan vs Business Loan for an Airbnb Held in an LLC vs Personal Name

Weighing an Airbnb held in an LLC vs personal name? See when a DSCR loan or business loan fits, and how Lendmire arranges financing.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Underwrite a Rural Cabin STR Market for DSCR Financing

October 18, 2026October 18, 2026 by Lendmire Research
How to Underwrite a Rural Cabin STR Market for DSCR Financing

Learn how to underwrite a rural cabin STR market for DSCR financing, from comps to seasonality, with Lendmire’s broker view.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Choose Airbnb or Long-Term Rental DSCR Financing on a 2-4 Unit

October 18, 2026October 18, 2026 by Lendmire Research
How to Choose Airbnb or Long-Term Rental DSCR Financing on a 2-4 Unit

Learn how to choose Airbnb or long-term rental DSCR financing on a 2-4 unit, and how Lendmire compares options based on property income.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Condotel vs House for a First-Time STR Loan Borrower

October 18, 2026October 18, 2026 by Lendmire Research
Condotel vs House for a First-Time STR Loan Borrower

Weighing a condotel vs house for a first-time STR loan? Lendmire arranges DSCR options and explains how each property is reviewed.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Secondary Condotel Markets vs Resort Condotels on a DSCR Loan

October 18, 2026October 18, 2026 by Lendmire Research
Secondary Condotel Markets vs Resort Condotels on a DSCR Loan

Secondary condotel markets vs resort condotels on a DSCR loan: see how income, risk and exit differ. Lendmire arranges the financing.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Refinance Your Second Home Into a DSCR Loan as a Full-Time STR

October 18, 2026October 18, 2026 by Lendmire Research
How to Refinance Your Second Home Into a DSCR Loan as a Full-Time STR

Learn how to refinance your second home into a DSCR loan as a full-time STR host, with Lendmire explaining occupancy, history, and coverage.

Categories DSCR Loans, Investment Properties, Refinance Strategies, Short-Term Rentals Tags Short-Term Rental

How to Check 2026 STR Rules Before Financing a Rural Cabin on DSCR

October 18, 2026October 18, 2026 by Lendmire Research
How to Check 2026 STR Rules Before Financing a Rural Cabin on DSCR

Financing a rural cabin on DSCR starts with local rental rules. Lendmire shows how to verify them before counting STR income.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Secondary vs Resort STR Markets for an Out-of-State DSCR Buyer

October 18, 2026October 18, 2026 by Lendmire Research
Secondary vs Resort STR Markets for an Out-of-State DSCR Buyer

Secondary vs resort STR markets compared for out-of-state DSCR buyers: seasonality, rules and coverage. See how Lendmire can help.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Refinance Rural Cabins Into One Portfolio DSCR Loan

October 18, 2026October 18, 2026 by Lendmire Research
How to Refinance Rural Cabins Into One Portfolio DSCR Loan

Learn how to refinance rural cabins into one portfolio DSCR loan, from blended coverage to release clauses, with Lendmire’s broker view.

Categories DSCR Loans, Investment Properties, Refinance Strategies

How to Structure Partner Guaranties on a DSCR Loan for a Shared Airbnb

October 18, 2026October 18, 2026 by Lendmire Research
How to Structure Partner Guaranties on a DSCR Loan for a Shared Airbnb

Learn how partner guaranties on a DSCR loan work for a shared Airbnb, who signs, and how to protect each partner. Lendmire arranges the loan.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Buy a Home When One Spouse Is Newly Self-Employed

October 18, 2026October 18, 2026 by Lendmire Research
How to Buy a Home When One Spouse Is Newly Self-Employed

When one spouse is newly self-employed, Lendmire can help you compare bank statement and DSCR paths to buy a home or rental.

Categories Bank Statement Loans

DSCR Loan vs Business Loan for an STR Portfolio Operator

October 18, 2026October 18, 2026 by Lendmire Research
DSCR Loan vs Business Loan for an STR Portfolio Operator

DSCR loan vs business loan for STR operators: see how property-income underwriting compares, and how Lendmire arranges DSCR options.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

How to Pick STR or LTR Financing for a 30-Day Furnished Rental

October 18, 2026October 18, 2026 by Lendmire Research
How to Pick STR or LTR Financing for a 30-Day Furnished Rental

Financing a 30-day furnished rental depends on lease structure and income proof. See how Lendmire matches STR or LTR DSCR paths.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

40-Year vs Interest-Only DSCR Loan for a Condotel or Resort Unit

October 18, 2026October 18, 2026 by Lendmire Research
40-Year vs Interest-Only DSCR Loan for a Condotel or Resort Unit

Compare a 40 year vs interest only DSCR loan on a condotel or resort unit, and see which structure fits your hold plan. Lendmire arranges both.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Portfolio STR DSCR Requirements for LLC vs Personal Vesting

October 18, 2026October 18, 2026 by Lendmire Research
Portfolio STR DSCR Requirements for LLC vs Personal Vesting

Compare STR DSCR requirements for LLC vs personal vesting, from guaranty rules to portfolio pooling, and see how Lendmire can help you choose.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental
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