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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

How Lenders Read Your DSCR: Approval Bands From 1.00 Up?

October 11, 2026July 15, 2026 by Lendmire Research
How Lenders Read Your DSCR

How Lenders Read Your DSCR — DSCR is not a pass/fail test.

Categories DSCR Loans, Investment Properties

Do Lenders Verify Employment on DSCR Loans?

October 12, 2026July 15, 2026 by Lendmire Research
Do Lenders Verify Employment on DSCR Loans?

Do Lenders Verify Employment on DSCR Loans: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Investment Properties

Can You Get a DSCR Loan With No Reserves?

October 11, 2026July 15, 2026 by Lendmire Research
Can You Get a DSCR Loan With No Reserves?

Most DSCR files still ask for some cushion of cash after closing — commonly around six months of PITIA, sometimes more on larger loans.

Categories DSCR Loans, Investment Properties

What Credit Score Do You Need for a DSCR Loan?

October 12, 2026July 15, 2026 by Lendmire Research
What Credit Score Do You Need for a DSCR Loan?

Most DSCR programs want a credit score somewhere in the 660-680 range, with a hard floor around 620 on select programs in the network.

Categories DSCR Loans, Investment Properties

Investment Property Loans in Chelan, WA: The 2026 DSCR Financing Guide to the Woodin Avenue Corridor

October 11, 2026July 15, 2026 by Lendmire Research
Investment Property Loans in Chelan, WA

That visitor economy sets the price of dirt in Chelan. It does not set the rent.

Categories DSCR Loans, Investment Properties

Investment Property Loans in Vail, CO: The 2026 DSCR Financing Guide to Vail Village

October 9, 2026July 15, 2026 by Lendmire Research
Investment Property Loans in Vail, CO

DSCR investment property loans in Vail, Colorado — West Vail, EagleVail, and East Vail rental math compared to core-village STR pricing.

Categories DSCR Loans, Investment Properties

High LTV Investment Property Refinance

October 11, 2026July 15, 2026 by Lendmire Research
High LTV Investment Property Refinance

On a rental property, “high LTV” tops out lower than most investors expect.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Investment Property Condo Refinance

October 12, 2026July 15, 2026 by Lendmire Research
Investment Property Condo Refinance

Investment Property Condo Refinance: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from Lendmire.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Conventional Loan Refinance for Investment Property

October 12, 2026July 15, 2026 by Lendmire Research
Conventional Loan Refinance for Investment Property

Conventional Loan Refinance for Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories DSCR Loans, Investment Properties, Refinance Strategies

How to Refinance Investment Property Owned by LLC

October 12, 2026July 15, 2026 by Lendmire Research
How to Refinance Investment Property Owned by LLC

Yes, you can refinance a rental property titled in an LLC — and you don’t have to deed it back into your own name first.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Rate and Term Refinance Investment Property

October 12, 2026July 15, 2026 by Lendmire Research
Rate and Term Refinance Investment Property

A rate-and-term refinance on a rental property swaps the existing loan for a new one that changes the rate, the term, or the structure — no cash comes out

Categories DSCR Loans, Investment Properties, Refinance Strategies

Equity Needed To Refinance Investment Property

October 11, 2026July 15, 2026 by Lendmire Research
Equity Needed To Refinance Investment Property

The exact number shifts with property type, credit profile, and whether the rent clears the lender’s coverage test at that leverage level.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Refinance No Income Investment Property

October 12, 2026July 15, 2026 by Lendmire Research
Refinance No Income Investment Property

Refinancing an investment property is possible today through DSCR (Debt Service Coverage Ratio) financing, which qualifies primarily on property-level

Categories DSCR Loans, Investment Properties, Refinance Strategies

How to Qualify for Cash Out Refinance Investment Property

October 11, 2026July 15, 2026 by Lendmire Research
How to Qualify for Cash Out Refinance Investment Property

How to Qualify for Cash Out Refinance Investment Property: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

On Investment Property Refinance, Do You Hit Borrower With Payment in DTI?

October 10, 2026July 15, 2026 by Lendmire Research
On Investment Property Refinance, Do You Hit Borrower With Payment in DTI?

No — not on a DSCR refinance.

Categories DSCR Loans, Investment Properties, Refinance Strategies
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