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CEO Insights

Dated market commentary from Lendmire’s founder and CEO.

Curb Appeal For Sellers In September 2026: Supply Is Up, Buyers Have Leverage

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Curb Appeal For Sellers In September 2026

Existing-home sales slipped below a 4 million pace in August, and supply is the deepest in over ten years. Mortgage rates rose four weeks running.

Categories CEO Insights, Mortgage News

Buying A House With No Money Down As September Rates Climb Four Weeks Straight

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Buying A House With No Money Down As September Rates Climb Four Weeks Straight

A buyer with little cash saved should budget for a higher payment than the headline number suggests.

Categories CEO Insights, Mortgage News

How Much Income It Takes To Buy A House After September’s Rate Climb?

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
How Much Income It Takes To Buy A House After September's Rate Climb?

How Much Income It Takes To Buy A House After September’s Rate Climb — More than it took a month ago, and there is no single number.

Categories CEO Insights, Mortgage News

How Does Escrow Work After Four Straight Weekly Rate Increases?

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
How Does Escrow Work After Four Straight Weekly Rate Increases?

It is separate from your interest rate.

Categories CEO Insights, Mortgage News

How A Mortgage Works In A September Rate Climb: If You Like It, Lock It?

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
How A Mortgage Works In A September Rate Climb

As of September 28, 2026, rates have climbed for weeks, and a rate can move before you close.

Categories CEO Insights, Mortgage News

Home Buying In Autumn 2026: Rates Are Climbing, And Floating Is A Bet

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Home Buying In Autumn 2026

Home Buying In Autumn 2026 — Mortgage rates rose in every September survey, and the Fed raised its target range on September 16.

Categories CEO Insights, Mortgage News

Getting Pre-qualified For A Housing Offer As September 2026 Rates Climb

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Getting Pre-qualified For A Housing Offer As September 2026 Rates Climb

Freddie Mac’s survey put the 30-year fixed at 7.03% for the week of September 24, after four straight weekly increases.

Categories CEO Insights, Mortgage News

Making An Offer In September 2026 As Inventory Builds And Rates Climb

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Making An Offer In September 2026 As Inventory Builds And Rates Climb

Freddie Mac’s survey has the 30-year fixed rising four weeks running. August existing-home sales slipped, supply grew, and builders are cutting prices.

Categories CEO Insights, Mortgage News

Can I Afford A Mortgage? September 2026 Rate Climb Changes

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Can I Afford A Mortgage? September 2026 Rate Climb Changes

The same price now costs more each month than it did in August. Buyers do have more room to negotiate, which helps a little.

Categories CEO Insights, Mortgage News

Buying High-end Real Estate In September 2026 As Yields Near A 19-year High

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Buying High-end Real Estate In September 2026 As Yields Near A 19-year High

As of September 28, 2026, supply is at its deepest in over a decade and buyers hold real leverage in a lot of metros.

Categories CEO Insights, Mortgage News

Real Estate Insurance In September 2026: Mortgage Insurance You May Cancel

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Real Estate Insurance In September 2026

Real Estate Insurance In September 2026 — Of the insurance you carry on a home, private mortgage insurance is the one policy that can end.

Categories CEO Insights, Mortgage News

Vacation Home Buyers In September 2026: Rates Climb, Sellers Soften

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Vacation Home Buyers In September 2026

Inventory is the widest in years. Negotiate hard on the price, but underwrite your own carrying cost at today’s rates, not last spring’s.

Categories CEO Insights, Mortgage News

Buying A Foreclosed Home In September 2026: Underwater Owners And Rising Rates

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Buying A Foreclosed Home In September 2026

Roughly 813,000 borrowers are underwater, per ICE’s August report. Mortgage rates rose four weeks in a row through Freddie Mac’s survey dated September 24.

Categories CEO Insights, Mortgage News

Save For A Home In September 2026: Rates Rose Four Weeks Running

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
Save For A Home In September 2026

Save For A Home In September 2026 — As of September 28, 2026, the savings target you set last spring is out of date.

Categories CEO Insights, Mortgage News

If You Like It, Lock It: After Your Offer Is Accepted This September

September 29, 2026September 29, 2026 by Brandon Miller, CEO, NMLS# 1129696
If You Like It, Lock It

Freddie Mac’s survey put the 30-year fixed at 7.03% for the week of September 24, up from 6.95% the week before.

Categories CEO Insights, Mortgage News
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  • 584 State Farm Rd.
    Suite 203
    Boone, NC 28607
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  • [email protected]
Equal Housing Opportunity
Lendmire
NMLS# 2371349

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