Can a DSCR Loan Work on a Resort Rental With HOA Rental Caps?
Can a DSCR loan work on a resort rental with HOA rental caps? Lendmire explains which caps block the plan and which checks keep the rent usable.
Investment Properties
Investment Properties articles from Lendmire: how-to guides, requirements and eligibility checklists, cost and timeline questions, and side-by-side comparisons for borrowers and investors. Start with the DSCR Loans program page or browse the DSCR Loans Guide Library.
How Much a DSCR Lender Will Lend on an Outer Banks Luxury Rental?
Learn how much a DSCR lender will lend on an Outer Banks luxury rental, and how Lendmire helps investors size the loan with rent coverage.
Hard Money vs DSCR Loan for an Investor With Thin Credit
Compare a hard money vs. DSCR loan when your credit file is thin, and see how Lendmire places both through its wholesale network.
How to Add a DSCR Second Lien and Keep Your First Loan
Learn how to add a DSCR second lien behind your current first mortgage and keep its terms. Lendmire explains the three gates to clear.
Is the Maximum DSCR Loan Amount the Same at Every Lender?
Is the maximum DSCR loan amount the same at every lender? No. See which caps set your limit and how Lendmire compares programs for you.
Does a DSCR Loan Add Unit Rents Together in the Coverage Test?
Does a DSCR loan add unit rents together? On 2-4 unit buildings, yes. See how Lendmire arranges coverage tests that pool rent across units.
How a DSCR Loan Works for Two Couples Buying a Rental in an LLC
See how a DSCR loan works for two couples buying a rental in an LLC: who signs, whose credit counts, and how Lendmire arranges it.
How to Get a DSCR Loan on a Non-Warrantable Condo Rental
Learn how to get a DSCR loan on a non-warrantable condo, what blocks the building, and how Lendmire helps investors compare options.
How to Pick a DSCR Loan Term That Fits Your Rent After a BRRRR
Learn how to pick a DSCR loan term that matches your stabilized rent after a BRRRR, with Lendmire arranging options through its lender network.
How to Document Reserves for a DSCR Rental Refinance
Learn how to document reserves for a DSCR rental refinance with clean statements and sourced deposits. Lendmire arranges investor loans.
Can a BRRRR Rehabber Use DSCR Cash-Out Instead of Sale Proceeds?
Can a BRRRR rehabber use DSCR cash-out instead of sale proceeds? See the mechanics, limits, and when to sell, with Lendmire.
DSCR Loan vs Hard Money for an Asheville Rental Investor
See how a DSCR loan vs. hard money choice plays out for an Asheville rental, from property condition to exit plan, with Lendmire.
Can Retirement Funds Count as Reserves on a Jumbo DSCR Loan?
See when retirement funds count as reserves on a jumbo DSCR loan, how the discount works, and what to document. Lendmire explains for investors.
How Much a Standard DSCR Refinance Lends Before It Turns Jumbo
See how much a standard DSCR refinance lends, where size bands change the rules, and how Lendmire helps investors compare options.
Should a BRRRR Rental in an LLC Use a DSCR Loan?
A BRRRR rental in an LLC can often refinance with a DSCR loan. See how title, seasoning, and leverage work with Lendmire.