Super Jumbo DSCR Loans

Super Jumbo DSCR Reserves Grow With The Loan — No, not proportionally.

Trust-held Condo Qualify For A Super Jumbo — Yes.

Property eleven and beyond get financed through a different underwriting model entirely — one that tests the property’s rent, not the borrower’s tax return.

The cleanest fix is closing the DSCR loan directly in the entity that will hold title, not transferring into it later.

A step-down structure trades favorable pricing for a shrinking exit fee, and on a large balance that fee moves from a rounding error to a real number.

The reason is simple: at that loan size, comps thin out and one appraiser’s opinion carries too much risk on its own.

Outside that lane, “non-recourse” pricing still comes with carve-outs that can spring back to full personal liability.

The paperwork burden shifts to title and insurance, not to underwriting.

Fund New Construction With A Jumbo DSCR Loan — A jumbo DSCR loan almost never pays the builder while the frame goes up.

Retirement and brokerage accounts count, but at a discount.

Loan size changes what’s even available — leverage steps down as the balance grows, and interest-only options thin out above certain thresholds.

The entity doesn’t need to exist before you apply — most programs accept a “to-be-formed” LLC as long as it’s active and in good standing by closing.