Does Buying Out Heirs on a Tenanted Rental Count as Cash-Out?
Does a tenanted rental count as cash-out when you buy out heirs? Lendmire explains the DSCR mechanics, limits, and next steps.
Cash-Out Refinance
Articles about cash-out refinancing of investment and second-home properties. Start with the Cash-Out Refinance program page or browse the Cash-Out Refinance Guide Library.
How to Document Short-Term Rental Income for a Cash-Out Refinance
Learn how to document short-term rental income for a cash-out refinance with clean records, and see how Lendmire compares DSCR options.
Can You Renovate a Tenant-Occupied Rental With Cash-Out Proceeds?
Yes, you can renovate a tenant-occupied rental with cash-out proceeds. Learn how coverage, appraisal, and tenants affect the plan, with Lendmire.
How to Stress-Test DSCR Cash-Out on a Two to Four Unit Property
Learn to stress-test DSCR cash-out on a duplex, triplex or fourplex so you size the pull safely. Lendmire walks through the math.
Investment Cash-Out Refinance LTV Rules for 2–4 Unit Properties
Cash-out refinance LTV rules for 2–4 unit properties, explained step by step, so investors can size equity and rent coverage with Lendmire.
How to Stress-Test DSCR Cash-Out With a Tenant Already in Place
Learn to stress-test DSCR cash-out with a tenant already in place, and size your draw with Lendmire before the appraiser does.
Cash-Out Refinance vs Keeping the HELOC With a Tenant In Place
Weighing cash out refinance vs keeping the HELOC on a rented property? See how each fits, with Lendmire’s broker guidance.
How a Tenant in Place Affects DSCR on a Cash-Out Refinance
See how a tenant in place affects DSCR on a cash-out refinance, including lease versus market rent. Lendmire helps investors plan proceeds.
Can You Cash-Out Refinance an STR With a DSCR Loan Before Year One?
You can sometimes cash-out refinance an STR with a DSCR loan before year one. Lendmire explains the two clocks that decide it.
How to Cash-Out Refinance a Paid-Off Inherited Rental to Buy Out Heirs
Learn how to cash-out refinance a paid-off inherited rental to buy out heirs, with DSCR coverage and LTV math from Lendmire.
Should a Landlord Cash Out to Pay Off a HELOC With a Tenant in Place?
Can a landlord cash out to pay off a HELOC with a tenant in place? Usually yes. See the tradeoffs and how Lendmire can help.
Sell vs HELOC vs Cash-Out Refinance With a Tenant in Place
Sell vs HELOC vs cash out on a tenanted rental: compare how each works and who it fits, with a DSCR broker view from Lendmire.
How Short-Term Rental Income Caps a DSCR Cash-Out Refinance
See how short-term rental income caps a DSCR cash-out, and how Lendmire helps investors test equity and coverage limits before refinancing.
How a DSCR Lender Sizes the Maximum Cash-Out on a Rental
See how a DSCR lender sizes the maximum cash-out on a rental, from equity to rent coverage. Lendmire helps investors compare options.
How a DSCR Cash-Out Lender Sizes the Reserve Requirement After Closing
See how a DSCR cash-out lender sizes the reserve requirement after closing, and plan your liquidity with Lendmire before you apply.