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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Does a 1099 Contractor Need a CPA Letter or Will Any Preparer Do?

October 18, 2026October 18, 2026 by Lendmire Research
Does a 1099 Contractor Need a CPA Letter or Will Any Preparer Do?

Does a 1099 contractor need a CPA letter? See when DSCR skips it and when bank statement loans accept it. Lendmire explains who can sign.

Categories Bank Statement Loans

Can a Practice Owner Qualify on the Business Bank Statements?

October 18, 2026October 18, 2026 by Lendmire Research
Can a Practice Owner Qualify on the Business Bank Statements?

Here is how a practice owner qualify on the business bank statements question plays out, from expense factors to leverage, with Lendmire.

Categories Bank Statement Loans

Does Being Self-Employed Change Your Jumbo Down Payment by Lender?

October 18, 2026October 18, 2026 by Lendmire Research
Does Being Self-Employed Change Your Jumbo Down Payment by Lender?

Does a self-employed change your jumbo down payment? Learn how documents and lenders decide it, and how Lendmire can help.

Categories Bank Statement Loans

Can One Declining Year Deny a Self-Employed Mortgage Application?

October 18, 2026October 18, 2026 by Lendmire Research
Can One Declining Year Deny a Self-Employed Mortgage Application?

Can a declining year deny a self-employed mortgage? See how lenders read a down year and when bank statements help. Lendmire explains.

Categories Bank Statement Loans

Can a 2-4 Unit Park-Model STR Qualify for a DSCR Loan?

October 18, 2026October 18, 2026 by Lendmire Research
Can a 2-4 Unit Park-Model STR Qualify for a DSCR Loan?

Will a 2-4 unit park-model STR qualify for DSCR financing? See the property tests lenders apply and how Lendmire helps investors.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Can a Newly Self-Employed Borrower Be Left Off the Application?

October 18, 2026October 18, 2026 by Lendmire Research
Can a Newly Self-Employed Borrower Be Left Off the Application?

Can a newly self-employed borrower be left off the loan? See when it works on DSCR and bank statement files, with Lendmire.

Categories Bank Statement Loans

Can You Finance a Rural Cabin Airbnb With a DSCR Short-Term Rental Loan?

October 18, 2026October 18, 2026 by Lendmire Research
Can You Finance a Rural Cabin Airbnb With a DSCR Short-Term Rental Loan?

Can you finance a rural cabin Airbnb with a DSCR loan? See leverage, income proof, and cabin types Lendmire can help place.

Categories DSCR Loans, Investment Properties, Short-Term Rentals Tags Short-Term Rental

Can a Rideshare Driver Use Bank Statements Instead of a 1099-K?

October 18, 2026October 18, 2026 by Lendmire Research
Can a Rideshare Driver Use Bank Statements Instead of a 1099-K?

Can a rideshare driver use bank statements to buy a rental or home? Lendmire explains the DSCR and bank statement paths.

Categories Bank Statement Loans

Does a 1099 Contractor Qualify on Gross Revenue or Net Income?

October 18, 2026October 18, 2026 by Lendmire Research
Does a 1099 Contractor Qualify on Gross Revenue or Net Income?

Can a 1099 contractor qualify on gross revenue? See how DSCR and bank statement loans treat income, with Lendmire helping you compare options.

Categories Bank Statement Loans

Does a 25% vs Majority Owner Qualify on Partnership Bank Statements?

October 18, 2026October 18, 2026 by Lendmire Research
Does a 25% vs Majority Owner Qualify on Partnership Bank Statements?

See how a 25% vs majority owner compares on partnership bank statements, and how Lendmire helps partners find the right documentation route.

Categories Bank Statement Loans

Can You Get a Self-Employed Mortgage Online for New Construction?

October 18, 2026October 18, 2026 by Lendmire Research
Can You Get a Self-Employed Mortgage Online for New Construction?

Wondering about a self-employed mortgage online for new construction? See how bank statement income works and how Lendmire helps you compare options.

Categories Bank Statement Loans

Does a Self-Employed Mortgage Require a Licensed CPA Letter?

October 18, 2026October 18, 2026 by Lendmire Research
Does a Self-Employed Mortgage Require a Licensed CPA Letter?

Does a self-employed mortgage require a licensed CPA letter? See when it applies, when it doesn’t, and how Lendmire can help.

Categories Bank Statement Loans

Can a Bank Statement Loan Count Income That Doubled This Year?

October 18, 2026October 18, 2026 by Lendmire Research
Can a Bank Statement Loan Count Income That Doubled This Year?

See how a bank statement loan treats income that doubled this year, what counts, and how Lendmire can compare options for self-employed investors.

Categories Bank Statement Loans

40-Year vs. 30-Year Bank Statement Loan for a Luxury STR Operator

October 18, 2026October 18, 2026 by Lendmire Research
40-Year vs. 30-Year Bank Statement Loan for a Luxury STR Operator

See how a 40-year vs 30-year bank statement loan compares for a luxury STR operator. Lendmire helps you weigh qualification, leverage, and structure.

Categories Bank Statement Loans, Short-Term Rentals, Super Jumbo Bank Statement Loans Tags Short-Term Rental

Does a 12-Month Bank Statement Program Count a Doubled Income Year?

October 18, 2026October 18, 2026 by Lendmire Research
Does a 12-Month Bank Statement Program Count a Doubled Income Year?

Will a 12-month bank statement program count a doubled income year? See how deposits are averaged and what Lendmire helps self-employed buyers compare.

Categories Bank Statement Loans
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