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Lendmire Research

Lendmire Research publishes analysis on mortgage markets, loan programs, and home financing trends — produced by Lendmire's editorial team and reviewed by our licensed mortgage professionals.

Self Employed Home Equity Loan

October 11, 2026July 30, 2026 by Lendmire Research
Self Employed Home Equity Loan

Being self-employed does not knock you out of the running for a home equity loan or a HELOC — it changes which documents prove your income.

Categories Bank Statement Loans, DSCR Loans, HELOC, Investment Properties

Best DSCR Refinance Lenders Available To Borrowers

October 15, 2026July 30, 2026 by Lendmire Research
Best DSCR Refinance Lenders Available To Borrowers In All 50 States

There’s no single “best” DSCR refinance lender — there’s a nationwide wholesale network of non-QM lenders, each running its own leverage caps, credit

Categories DSCR Loans, Investment Properties, Refinance Strategies

How To Use HELOC To Buy Investment Property

October 15, 2026July 30, 2026 by Lendmire Research
How To Use HELOC To Buy Investment Property

Buy Investment Property — Yes, a home equity line can fund your down payment and closing costs on a rental.

Categories DSCR Loans, HELOC, Investment Properties

Are Refinance Funds Counted as Income?

October 11, 2026July 30, 2026 by Lendmire Research
Are Refinance Funds On An Investment Property

Cash pulled out in a refinance on a rental property is loan proceeds, not income — the IRS doesn’t treat it as earnings on a tax return.

Categories DSCR Loans, Investment Properties, Refinance Strategies

Can You Apply For A Home Equity Loan Without Tax Returns?

October 10, 2026July 30, 2026 by Lendmire Research
Can You Apply For A Home Equity Loan Without Tax Returns?

Can You Apply For A Home Equity Loan Without Tax Returns: what investors need to know about DSCR financing — eligibility, coverage, and loan structure, from.

Categories DSCR Loans, HELOC, Investment Properties

Equity Line On Investment Property

October 11, 2026July 29, 2026 by Lendmire Research
Equity Line On Investment Property

Yes, investors can get a revolving equity line against a rental property, but the product looks different from the HELOC on a primary home.

Categories DSCR Loans, HELOC, Investment Properties

Equity Line On Rental Property

October 11, 2026July 29, 2026 by Lendmire Research
Equity Line On Rental Property

Yes, you can put an equity line on a rental property, but it doesn’t work like the one on your house.

Categories DSCR Loans, HELOC, Investment Properties

Investment Property Loans in Miami, FL: Why Condos Don’t Cash Flow but Doral Does

October 11, 2026July 29, 2026 by Lendmire Research
Investment Property Loans in Miami, FL: Why Condos Don't Cash Flow but Doral Does

DSCR investment property loans in Miami, Florida — qualify on the property’s projected rental income rather than personal W-2 income.

Categories DSCR Loans, Investment Properties

Investment Property Loans in Frisco, TX: Will Local Rents Cover the Mortgage?

October 9, 2026July 29, 2026 by Lendmire Research
Investment Property Loans in Frisco, TX

Frisco DSCR investor loans: why Preston Ridge and duplex stock beat Starwood on coverage. Neighborhood math, employer data, and terms from Lendmire.

Categories DSCR Loans, Investment Properties

Investment Property Loans in Anaheim, CA: Beyond the Mouse Ears

October 9, 2026July 29, 2026 by Lendmire Research
Investment Property Loans in Anaheim, CA

DSCR loans for Anaheim, CA investors — West Anaheim fourplex math, Anaheim Hills yield gaps, and multifamily cap rates. Compare options with Lendmire.

Categories DSCR Loans, Investment Properties

Investment Property Loans in McKinney, TX: East McKinney Cash Flow Over West Side Hype

October 11, 2026July 29, 2026 by Lendmire Research
Investment Property Loans in McKinney, TX

DSCR investment property loans in McKinney, Texas — East McKinney and South McKinney pencil best; Stonebridge Ranch needs a refi play. Call Lendmire.

Categories DSCR Loans, Investment Properties

Can You Do A Cash Out Refinance On An Investment Property In Texas

October 13, 2026July 29, 2026 by Lendmire Research
Can You Do A Cash Out Refinance On An Investment Property In Texas

Can You Do A Cash Out Refinance On An Investment Property In Texas: what investors need to know about DSCR financing — eligibility, coverage, and loan.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

What Is The Best Bank To Cash Out Refinance My Home

October 15, 2026July 29, 2026 by Lendmire Research
What Is The Best Bank To Cash Out Refinance My Home

There isn’t a single best bank for a cash-out refinance, because the question itself assumes one type of lender solves every situation.

Categories Cash-Out Refinance, DSCR Loans, Investment Properties

Bank Statement Refinance Loan

October 12, 2026July 29, 2026 by Lendmire Research
Bank Statement Refinance Loan

A bank statement refinance loan lets a self-employed borrower refinance using 12-24 months of bank statements instead of tax returns and W-2s to prove

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies

Best Mortgage Refinance For Self Employed

October 15, 2026July 29, 2026 by Lendmire Research
Best Mortgage Refinance For Self Employed

For a self-employed real estate investor, the “best” refinance isn’t a single lender — it’s a documentation path.

Categories Bank Statement Loans, DSCR Loans, Investment Properties, Refinance Strategies
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