Can a Former Airbnb Refinance on a Long-Term Lease Before a Year?
A former Airbnb refinance on a long-term lease may not need a year of hosting history. See which clocks still apply, with Lendmire.
Short-Term Rental
Articles about financing short-term and vacation rentals. Start with the Short-Term Rental Loans program page or browse the Short-Term Rental Loans Guide Library.
Can a Non-Warrantable Condo Airbnb Qualify for a DSCR Loan?
Can a non-warrantable condo Airbnb qualify for a DSCR loan? Learn the building and HOA tests, then compare options with Lendmire.
Can You Buy an Airbnb With Less Than 20% Down on a DSCR Loan?
Can you buy an Airbnb with less than 20% down? See how DSCR leverage caps, coverage, and reserves work, with Lendmire guidance for investors.
Do Airbnb Platform Deposits Count as Self-Employment Income?
Do Airbnb platform deposits count as self-employment income? Learn the tax rule and how Lendmire arranges DSCR and bank statement loans.
How a Luxury STR Operator Picks Bank Statement or DSCR on a $3M Home
Learn how a luxury STR operator picks bank statement or DSCR on a $3M home, and which paper trail fits. Lendmire arranges both paths.
How a Luxury STR Operator Chooses a Portfolio or DSCR Loan
See how an STR operator chooses a portfolio or DSCR loan, from income tests to size limits, with Lendmire’s broker view for investors.
Can an STR Portfolio Operator Use Airbnb Income Past Loan-Count Limits?
Can a portfolio operator use Airbnb income past loan-count limits? Lendmire explains how DSCR loans test each STR property on its own income.
Will a DSCR Lender Count Mid-Term Income for an STR Portfolio Operator?
Will a DSCR lender count mid-term income for your STR portfolio? See which income path applies per property, with Lendmire’s network view.
Does an Interest-Only STR Loan Help When DSCR Falls Below 1.0?
Wondering if an interest-only STR loan help when DSCR falls below 1.0? See how payment testing works and how Lendmire compares DSCR options.
Can a First-Time STR Buyer Get a DSCR Loan on a Low-Value Cabin?
Can you get a DSCR loan on a low-value cabin as a first-time STR buyer? Lendmire explains loan size, coverage and eligibility.
Can a Permit-Capped Airbnb Still Qualify for a DSCR Loan on Long-Term Rent?
Can a permit-capped Airbnb still qualify for a DSCR loan? Yes, often on long-term rent. See how coverage changes with Lendmire.
How a $4M DSCR ARM Resets for a Luxury STR Operator
See how DSCR ARM resets for a luxury STR operator change coverage on a $4M loan, plus exit options. Lendmire arranges super jumbo DSCR loans.
How to Finance a Luxury Vacation Rental Without Tax Returns
Learn how to finance a luxury vacation rental without tax returns by qualifying on property income, with Lendmire arranging high-balance DSCR options.
Should a Full-Time Airbnb Stay on a Second-Home Mortgage or Go DSCR?
Can a full-time Airbnb stay on a second-home mortgage? See when DSCR fits a host better and how Lendmire arranges the switch.
How to Finance a Luxury Vacation Rental With a DSCR Loan
Learn how to finance a luxury vacation rental with a DSCR loan, including income proof and leverage tiers, through Lendmire.