15% Down vs. 25% Down on a DSCR Loan for a 2-4 Unit Airbnb
Compare 15% vs 25% down on a DSCR loan for a 2-4 unit Airbnb and see which fits your credit and coverage. Lendmire can help you compare options.
Short-Term Rental
Articles about financing short-term and vacation rentals. Start with the Short-Term Rental Loans program page or browse the Short-Term Rental Loans Guide Library.
STR Preemption vs Enforcement States for a DSCR Portfolio Operator
STR preemption vs enforcement states changes how a DSCR file clears the legality check. See how Lendmire helps portfolio operators compare.
How to Refinance Airbnbs Into a Portfolio DSCR as an LLC or Person
Learn how a portfolio DSCR as an LLC or person works for Airbnb refinances, and how Lendmire helps you compare pooled and separate loan options.
How to Refinance an MTR as an Airbnb With a DSCR Loan
Learn how to refinance an MTR as an Airbnb with a DSCR loan, from income proof to leverage limits, with Lendmire arranging the options.
STR Preemption vs Enforcement States for a Buyer in a Permit-Capped Market
Compare states for a buyer in a permit-capped market, preemption vs. enforcement, and how Lendmire DSCR files treat short-term rental income.
15% Down vs. 25% Down on a DSCR Loan for a Condotel Airbnb
Compare 15% vs 25% down on a DSCR loan for a condotel Airbnb and see how leverage, coverage, and reserves work with Lendmire.
STR Underwriting vs Long-Term Rent Fallback for a Portfolio Operator
STR underwriting vs long term rent fallback: learn which income basis fits each rental in your portfolio, with Lendmire’s DSCR broker view.
DSCR Refinance Requirements for Better Terms on a Short-Term Rental
Learn what it takes to get better terms on a short-term rental refinance: history, coverage and leverage. Lendmire arranges DSCR options.
How to Present a Seasonal Cabin Airbnb Income for DSCR Approval
Lay out seasonal cabin Airbnb income as a clean twelve-month record so DSCR reviewers can verify it. Lendmire explains the steps.
How to Vet HOA Rental Rules Before Your First DSCR Condo STR Appraisal
Vet HOA rental rules before your first DSCR condo STR appraisal so the income is legal. Lendmire shows investors the document checks to run first.
Hosted-Only City vs Unrestricted Market for a First-Time STR DSCR Borrower
A first-time STR DSCR borrower faces different income rules in hosted-only and open cities. Lendmire explains how to compare them.
How to Document Mid-Term Income When Converting a Rental to STR
Learn how to document mid-term income when converting a rental to STR, so your DSCR file shows clean evidence. Lendmire explains the records.
How to Underwrite an STR Market for DSCR Before You Buy
Learn how to underwrite an STR market for DSCR before you buy, with a stress-test grid and pre-offer steps. Lendmire arranges DSCR loans for investors.
Second-Home Loan vs DSCR After Converting Your Vacation Home to Airbnb
Second-home loan vs DSCR: see which fits a vacation home turned Airbnb, and how Lendmire arranges DSCR options based on rental income.
How to Refinance Three Airbnbs With One DSCR Lender
Learn how to refinance three airbnbs with one DSCR lender, from blanket vs separate loans to STR income, through Lendmire.